Post Your Wins

[Like2Plan]

I just got my pay stub and discovered they've been overcharging me for health insurance since the first of the year (which I should have noticed sooner but just didn't). It should be $326/pay. They've actually been taking out $1,096.95/pay. Year to date, that's an overcharge of $3,854.75. I just got off the phone with HR. They totally agreed it is wrong and they are escalating it to the team that handles that and they will get back to me in 24-48 hours.

Oh my goodness! That is a lot! Any idea why it is so messed up?

[disneysteve]

Oh my goodness! That is a lot! Any idea why it is so messed up?

Never mind. I was wrong. I was misreading the statement info looking at the employer contribution, not the employee contribution.

[james.hendrickson]

Never mind. I was wrong. I was misreading the statement info looking at the employer contribution, not the employee contribution.

At least you're paying attention.

[Like2Plan]

Never mind. I was wrong. I was misreading the statement info looking at the employer contribution, not the employee contribution.

They chip in a lot for your insurance!

[LivingAlmostLarge]

Better late than never, we will be scratching our final 2020 financial goal off of our list: we signed a contract for our new home and hopefully will be in it by the end of 2021.

Congrats on the new house!

[disneysteve]

They chip in a lot for your insurance!

Yep. We have good coverage. When I took this job my monthly premium dropped $350/month and it’s much better coverage.

[disneysteve]

In the course of cleaning, I found an old prepaid mastercard from one of the survey companies I used to deal with. My note said it had $37 left on it. I attempted to get into their system to verify that and couldn't so I emailed support. They responded today and said due to inactivity, the card had been invalidated and the money had gone back into my rewards account. I logged into the site and was able to order a $25 and a $10 Amazon credit, leaving $2 unclaimed. The only way to have taken out the full amount would have been to order another prepaid card but those can be a pain so I went with the $35 in Amazon credit. Losing the $2 isn't that big a deal especially since I had forgotten all about this money.

[disneysteve]

A little win today. I needed stamps. Rather than going to the post office, I picked them up at our supermarket while doing our regular weekly shopping. They sell them at face value. But Discover has 5% cash back on grocery store spending so I'll get back $0.55 on the $11 purchase, or the equivalent of getting one stamp free.

[cypher1]

I just got my bonus and merit increase results today. Not a bad way to start from getting back from vacation. So now I can max out my 401K going forward, which I've already upped the contribution.

[Thrif-t]

I scrapped a car with Peddle that no longer runs and got $465 cash and they came and towed it away. The dang thing has been sitting in my garage since Christmas. So glad to be rid of it

[disneysteve]

Did some decluttering last week. I found two items that I listed on ebay, an original promo poster for E.T. and a giveaway photo from an in-person appearance of a local Philadelphia TV celebrity that I got as a kid. The poster sold for $10 and the photo surprisingly sold for $23.50. I suspect there's a bit of a cult following for this person (and the buyer is relatively local).

It's stuff like this that makes motivates me to keep digging through all of the crap we have and selling everything I can.

[LivingAlmostLarge]

So i called chase and was allowed to stop escrowing our taxes and insurance. Now we can control when we pay it. Problem? I need to figure out where and when to pay it.

[disneysteve]

So i called chase and was allowed to stop escrowing our taxes and insurance. Now we can control when we pay it. Problem? I need to figure out where and when to pay it.

Our township and our insurance company always sent us copies of the bills with a notation that our mortgage company was billed. Once we paid off the mortgage, I just started paying those bills myself when they came.

[Like2Plan]

So i called chase and was allowed to stop escrowing our taxes and insurance. Now we can control when we pay it. Problem? I need to figure out where and when to pay it.

(edited to Add) Or, the county has information on the property taxes. And, congratulations!

[disneysteve]

A win... and a loss.

I listed something on ebay the other day. Someone sent an offer last night (I usually turn off offers but somehow missed it this time). I double checked postage costs and accepted the offer. Payment just came through.

I got a message this morning about something I listed on Marketplace. We arranged pickup for 4pm today. I wrapped it in several layers of plastic bags to protect it as it is fragile. The guy got here and as I went to open the door, the bag bumped against the door and the item cracked. I opened it in front of him and showed him and told him if he'd like it, he could have it for free. It was just one piece that broke off cleanly and could be nicely repaired, but I wasn't going to charge him for it in that condition. I apologized and he took it. Oh well. At least it's out of the house.