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When is my IRA deadline date?

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  • When is my IRA deadline date?

    I heard the Roth IRA can be funded until April 2014 and still count for 2013, does that count for regular IRAs and other personal retirement accounts?

  • #2
    Originally posted by FirstTimer90 View Post
    I heard the Roth IRA can be funded until April 2014 and still count for 2013, does that count for regular IRAs and other personal retirement accounts?
    Yes, the IRA deadline (Roth or traditional) is April 15, 2014 for the 2013 tax year.
    Steve

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    • #3
      Originally posted by FirstTimer90 View Post
      I heard the Roth IRA can be funded until April 2014 and still count for 2013, does that count for regular IRAs and other personal retirement accounts?
      It depends. Most IRAs are due April 15th. ROTHs and Traditional IRAs.

      When it comes to a 401k, you have to fund that during the calendar year.

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      • #4
        Originally posted by MonkeyMama View Post
        It depends. Most IRAs are due April 15th. ROTHs and Traditional IRAs.

        When it comes to a 401k, you have to fund that during the calendar year.
        What about 403b, or SEP (is that for self employed)....are those all calendar years or April 15th?

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        • #5
          Originally posted by FirstTimer90 View Post
          What about 403b, or SEP (is that for self employed)....are those all calendar years or April 15th?
          Employer plan contributions (401k, 403b, 457, Simple IRA) are made via payroll and get reported on your W-2. Therefore, contributions for 2013 are made from 2013 paychecks. If it is a 2014 paycheck, it is a 2014 contribution. Make sense?

          SEP Ira contributions are due April 15th, or the due date of a filed extension.

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