Family Budget - is it really this hard?

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From your first post:

Our membership is for the whole family, we use it regularly as it is more of a family club than a gym. We spend whole afternoons there at the pool - what else can you do with your kids when it's 100 degrees out?

Then, later, reply #6:

4) The $40 is me doing the yardwork myself, we have a pool that needs chemicals, then there's the cost of paint, parts, materials, etc.

So you have a pool yet need an expensive membership for their pool.

Something is not kosher here.

Edit: I didn't see Petunia's post, sorry, Petunia.