The Saving Advice Forums - A classic personal finance community.

Are there any great new checking account promotions?

Collapse
X
Collapse
Forum Posts
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • Are there any great new checking account promotions?

    i intend to open a second checking account and hope some knows of banks or a website which might list banks currently offering promotions, specifically money, to people who open a new account. Can anyone help?

  • #2
    Not sure where you are but in my area LOCAL cu and banks have some very attractive offers.

    I opened with a local CU in Aug that paid 4% interest on checking through the end of year.
    This was not greatly advertised but came with a bonus of money to new account holder and the member who referred them.
    Most money offerings come with a catch like direct deposit/ using your debit card x amount of times a month/ using bill pay etc. Often the money is not there until in my case 90 days had passed.

    Comment


    • #3
      DepositAccounts.com
      DoctorOfCredit.com (bank accounts tab)

      You can also try walking in to a branch if any new ones have opened in your neighborhood to ask if they are running any promotions. I recently got $250 that way.

      As Smallsteps says, it's important to pay attention to: requirements to get the bonus, how to avoid paying a monthly fee, when you will receive the bonus, and when you can close the account without incurring an "early closing fee" or losing the bonus.

      Comment


      • #4
        Checkout the Hustler Money Blog's Bank Promo section, the site has everything laid out by state, bank, and amount....I use it all the time to open up accounts.

        Comment


        • #5
          Genisys credit Union started a newnew checking account with an attractive rate. 4.06% for the first 7500 in your account (I think only .05 or .5 % after that.)

          I think the stipulation is you have to make 10 debit transactions a month. The bonus is you get rewards, although I don't know the reward details v.s. a credit card (must be better for CC I imagine)

          i only found this because I happen to be a member. But I plan on switching over tomorrow. I don't see any downside compared to their checking I already use (with zero interest rate). It'll be nice to get the extra $25 ish a month!

          Last edited by amarowsky; 01-07-2019, 08:47 PM. Reason: Typo(s)

          Comment

          Working...