Bank trying to tell you something?

[kork13]

I just got an email from my bank that really made me laugh, so I though I would share.

As I mentioned in another thread, I recently made some major changes to all of my investments held with my bank, USAA. For my regular (taxable) investments, I adjusted my asset allocation which had somehow shifted DRAMATICALLY toward international assets (in the range of 50% of my portfolio). So when I noticed that in my quarterly reports, I fixed it. At the same time, since I'm starting my TSP (401k-equivalent) in exploitation of their absurdly simple MF's according to my preferred asset allocation, I decided to move most all of my Roth IRA money (also at USAA) to a simple target-date retirement fund.

So today I got an email from USAA confirming all 10 of my recent investment transactions, which is normal. However, at the bottom of the email, something less ordinary (or at least something I've never noticed before)... A link to an article of theirs called "A Rookie's Guide to Investing". LOL!!!

Do you think my bank is trying to tell me something? hahaha

So has anyone else had a really funny experience with your bank? I'm always up for a laugh, so please share!

[bjl584]

Well, I went to my bank the a couple months ago and went up to the teller. I told her that I was low on checks and needed to order more. She said, no problem and that the money for the checks would simply come out of my account. I said okay, then I asked her how much the checks would cost so that I could update my account info. She looked at me and said, "I don't know." I thought that it was sort of odd that someone that works as a bank teller, probably sells books of checks everyday, and has a computer in front of them to tell them how much things cost, would not be able to tell me how much my checks would cost. In the end, I just waited a few days and went online to see how much the checks cost by looking at my transaction history.

[Ima saver]

I have told this story before, but I will share again. My husband is a builder and does most of the work himself. His work clothes are clean, but always covered with paint, putty, something. We had a house closing and then went to the bank to open a jumbo C.D. We walked up to a desk and told the lady that we would like to open one of the C.d.'s that paid 5% (this was more than a year ago.) She told me no, we could not open one; they were only for people who were depositing $50,000 or more.
She just assumed that we had no money cause we are not fancy dressers. (BTW, i wrote a check out for $100,000 and opened the c.d.)

[moneybags]

She told me no, we could not open one; they were only for people who were depositing $50,000 or more.
She just assumed that we had no money cause we are not fancy dressers. (BTW, i wrote a check out for $100,000 and opened the c.d.)

I can't stand that type of assumption!

[disneysteve]

Well, I went to my bank the a couple months ago and went up to the teller. I told her that I was low on checks and needed to order more.

I don't know what you paid, but for future reference, it is typically much cheaper to buy your checks from Current or one of the other companies that advertises in the Sunday paper or online.

[mom-from-missouri]

I don't know what you paid, but for future reference, it is typically much cheaper to buy your checks from Current or one of the other companies that advertises in the Sunday paper or online.

Word of caution using these methods--this is how our identify theft started. Another person (family member no less) took them (and a credit card) from our mailbox. This is best if you can have them sent to a secure location, such as a PO box, not a rural or home mailbox. Then after you order, call to verify when to expect them and follow up if they do not arrive.

They are much cheaper and do save you a lot of money.