When we are discussing savings, it is important that we all understand what stage of life each of us is in.
In stage one, you believe in Santa Claus.
In stage two, you do not believe in Santa Claus.
In stage three, you are Santa Claus.
In stage four, you look like Santa Claus.
Hope this helps.
In stage one, you believe in Santa Claus.
In stage two, you do not believe in Santa Claus.
In stage three, you are Santa Claus.
In stage four, you look like Santa Claus.
Hope this helps.

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