Highest available limit credit card?

[GoodSteward]

So, what is the highest credit card limit that you have on a single card?

Mine is 10k$.

[msomnipotent]

That would be $25,000, which is more than I think I would ever need. Ironically, it is our newest card. I have had a Capital One for at least 15 years now and they refuse to raise the limit every time I ask. They say I have to wait to be invited. Anyone ever hear of that nonsense? My credit score is over 800 and we make almost triple the income we had when I opened the account.

[GoodSteward]

That would be $25,000, which is more than I think I would ever need. Ironically, it is our newest card. I have had a Capital One for at least 15 years now and they refuse to raise the limit every time I ask. They say I have to wait to be invited. Anyone ever hear of that nonsense? My credit score is over 800 and we make almost triple the income we had when I opened the account.

Roll some debt on that bad boy and you will be a VIP to them. Invites in the mail, invites over the phone. You wouldn't have to worry about invites then. lol If you are not rolling debts, you are not a valued customer.

On the surface, credit card companies say to use your credit wisely, but behind closed doors, I believe they are very happy to see you do the opposite. Think about it, if even HALF their customers paid off the cards and never rolled a balance the banks would have to downsize quickly. No more rewards cards. No more low-interest transfers. They thrive off fees and interest, just like movies stores thrived off late fees (article I read once). Same reason we need people to spend spend spend, so we get a good return on our mutual and index funds. ;/

As a side note, My daily driver reward card got bumped from 5500 to 8500 this week apparently. Just noticed it today. I never build up more than about 1500$ at a time, so it didn't really do anything for me. But its fun to watch it climb. lol

[disneysteve]

$32,500 on our Marriott Visa
$27,500 on our Chase Freedom Visa

[james.hendrickson]

$10,000 on Alaska Airlines visa
$7,500 on Chase Freedom

[kork13]

I've got 2 cards at $13k, one at $15k, others at lower limits. More than sufficient for me, because even in my high spending months, I don't think I've ever gotten much above $5k. Normally, my monthly spending on my main card stays between $1000-$1500, so my current limits work perfectly for me.... I try to keep my monthly balance below 10% of the limit on any given card.

[StormRichards]

I am wondering if I am the only member here that doesn't know the answer to this one? Going to look it up.

BRB

[StormRichards]

$25k for my newest card
$9k for my backup card
??? for my oldest never used card

The ??? is because I can never remember the password to that account. Their criteria for passwords is not consistent with my typical passwords, so I can never remember it. And you have to have your credit card in hand in order to reset it. I don't carry the card because I don't use it. Such a pain in the rear. This account always gives me trouble with Mint because I can't remember the stupid password to fix it. Part of me wants to delete it since I don't use it, but then I would lose all of that historical data that I may want to look at sometime.

[disneysteve]

I am wondering if I am the only member here that doesn't know the answer to this one?

I had to look it up but that required walking about 5 feet from my computer to my desk drawer.

[corn18]

$50k on my Amex
$35k on 2 other cards

Those were from the days when I carried a lot of balances. Seems odd that I could get a higher credit limit when I had a lot of credit card debt. Now they only approve me for $15k. Something is wrong with that.

Tom

[GoodSteward]

$50k on my Amex
$35k on 2 other cards

Those were from the days when I carried a lot of balances. Seems odd that I could get a higher credit limit when I had a lot of credit card debt. Now they only approve me for $15k. Something is wrong with that.

Tom

See my second post. You lost your VIP status when you used them properly. :/

[greenskeeper]

$8k limit on my one and only card. I always decline options for an increase.

Generally charge around $1500-2000 per month and pay it off as soon as the month closes (long before the statement arrives in the mail)

[disneysteve]

$8k limit on my one and only card. I always decline options for an increase.

Generally charge around $1500-2000 per month

This may not apply to you but for others, if you are trying to get your credit score up, a higher credit limit can help because it improves your utilization ratio. If you keep your monthly charges to about 10% of your limit, that looks better as far as your score is concerned than charging 25% or 40% or more.

[rennigade]

I have no idea. I dont think I ever noticed what the max was for any of my credit cards.

[MonkeyMama]

I am wondering if I am the only member here that doesn't know the answer to this one? Going to look it up.

No idea and don't care. Way more than we would ever use.