How has your year been?

[johngriggs]

My year has been good as i bought a new house for my family.

[PetMom]

We got a refinance - lower payments but also were put in a new higher cost flood zone.

Paid off both cars.

Found out how expensive dentistry is getting, yet have ins. learned about the small 'caps' of only $1,000.00 (not a deductible) yet costs have gone way up where this is nothing.

Neighorhood going downhill: got a surveillance system and a new computer to monitor it = big cost.

Also invested in front yard landscaping (do it yourself) for curb appeal.

A neighbor has gotten strict with calling in code violations (weed ordinance, garbage cans out, trash in yard) and this has helped with keeping things better.

Also crime watch program.

Cheaper than moving so far.

Having to watch the ef with some of these expenses.

Gas prices are awful.

Have a food garden to help with food costs.

No debt except for an a/c almost paid off and mortgage.

And no credit card debt!

[Grymm]

My year? You really want to know?

Where to begin....I guess it has to start in 2011 actually...

2011
-lost job because of an injury that made it impossible to work.
-Surgery in Aug. It left me unable to fully use my arm...my dominant arm.
-wife fired in December because she makes too much. She was replaced with a lower level, lower paid employee...
-Both me and wife denied unemployment
-denied workers comp statute of limitations

2012

-wife got job, but now does not have health insurance.
-I still can't use my right arm for lifting much. Did I mention I also have nerve damage to both legs from a failed lower lumber surgery? No? Oh...sorry.
-still not working
-been waiting for SS disability decision for 3 months now. Still no decision
-Savings has been decimated. Luckily my wife is a master at saving and bills so we have only one outstanding long term bill...my car, which I'm thinking about getting rid of...
-Trying to figure out how to pay for son's school...or maybe just try to convince him that fast food is really an honorable career and not to think about his dwindling chances of getting into the police academy.
-My days are spent at home. I don't get out. I don't see friends. I do my best to clean and take care of the house while my wife works. Me, four walls, a dog, and 2 cats. 5 days a week.

Other than the life being sucked from my soul, everything is pretty good...my username now becomes a symbol of irony...

Grymm

[seen]

Where to begin....I guess it has to start in 2011 actually...

2011
-lost job because of an injury that made it impossible to work.
-Surgery in Aug. It left me unable to fully use my arm...my dominant arm.
-wife fired in December because she makes too much. She was replaced with a lower level, lower paid employee...
-Both me and wife denied unemployment
-denied workers comp statute of limitations

2012

-wife got job, but now does not have health insurance.
-I still can't use my right arm for lifting much. Did I mention I also have nerve damage to both legs from a failed lower lumber surgery? No? Oh...sorry.
-still not working
-been waiting for SS disability decision for 3 months now. Still no decision
-Savings has been decimated. Luckily my wife is a master at saving and bills so we have only one outstanding long term bill...my car, which I'm thinking about getting rid of...
-Trying to figure out how to pay for son's school...or maybe just try to convince him that fast food is really an honorable career and not to think about his dwindling chances of getting into the police academy.
-My days are spent at home. I don't get out. I don't see friends. I do my best to clean and take care of the house while my wife works. Me, four walls, a dog, and 2 cats. 5 days a week.

Other than the life being sucked from my soul, everything is pretty good...my username now becomes a symbol of irony...

Grymm

Best wishes to you for 2012, I hope things pick up. On the bright side, this is no longer the 80's atleast you don't 'need' to be outside in order to socialize over the internet!

For me 2012 has been really no different from recent years. Not bad not great, financial and otherwise, but I'm very hopeful this year because now that I have my automated stock trading platform well under way, the results are looking promising and I'm hoping to launch it with real funds within the next few months. Maybe a little later depending on how market conditions fluctuate, I'm in no rush to learn my mistakes the hard way.

[JBlock]

This year has been God's blessings.

[CoronaAdvances]

We wish everyone to have a better year than the last one.