Hi. I am new here. My husband and I are 38. We have 2 children, a 6 year old girl and a 2 ½ year old boy. Last fall our son was diagnosed with cerebral palsy and 10 days later our daughter was diagnosed with Acute Lymphoblastic Leukemia. While prognosis is good for both, its been a very stressful time for the family. No one thinks they will get hit with serious health issues mid life let alone serious medical issues for your children.
Luckily, the only debt my husband and I have is our mortgage. We’ve been able to weather this storm well so far but the first few months into diagnosis I ended up spending a lot of money of gifts for both kids, unnecessary things for the house, etc. . I’ve showered the kids with tons of stuff, out of guilt, fear, etc and now they expect it. I need to back out of this behavior. About 3 months ago I was able to stop the house spending but with the kids…It’s hard. While the spending didn’t put us into any debt, it did take away from what could have been used for additional savings, plus its not a good lesson for my kids. My husband is the sole bread earner and I want to respect the money he makes. He has been great to me and I feel every penny I can save is like helping the family make money (since I am a stay at home mom I figure that is one way financially I can contribute).
Looking around the house is difficult because of what I have accumulated. I have begun posting on the declutter thread. Still climbing out is hard. I guess you all will learn more of our story as we go along.
I need to learn how to manage my kids expectations of living with not getting spoiled. And I have to learn how not to spoil them anymore. This will be tough as our daughter still has almost 2 years left of chemotherapy and our son has surgeries coming up. I feel bad when they have to go through painful procedures. That is how I rewarded in the past.
Sorry if I sound like a mess. This is an emotional time for our family.
Thanks for any help.
Luckily, the only debt my husband and I have is our mortgage. We’ve been able to weather this storm well so far but the first few months into diagnosis I ended up spending a lot of money of gifts for both kids, unnecessary things for the house, etc. . I’ve showered the kids with tons of stuff, out of guilt, fear, etc and now they expect it. I need to back out of this behavior. About 3 months ago I was able to stop the house spending but with the kids…It’s hard. While the spending didn’t put us into any debt, it did take away from what could have been used for additional savings, plus its not a good lesson for my kids. My husband is the sole bread earner and I want to respect the money he makes. He has been great to me and I feel every penny I can save is like helping the family make money (since I am a stay at home mom I figure that is one way financially I can contribute).
Looking around the house is difficult because of what I have accumulated. I have begun posting on the declutter thread. Still climbing out is hard. I guess you all will learn more of our story as we go along.
I need to learn how to manage my kids expectations of living with not getting spoiled. And I have to learn how not to spoil them anymore. This will be tough as our daughter still has almost 2 years left of chemotherapy and our son has surgeries coming up. I feel bad when they have to go through painful procedures. That is how I rewarded in the past.
Sorry if I sound like a mess. This is an emotional time for our family.
Thanks for any help.
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