Interesting Driving Statistics

[bjl584]

Not sure what this points to.
The article suggests that certain behavioral types are attracted to certain car models.
This might impact insurance rates for would be buyers.


Tesla drivers had highest accident rate, BMW drivers most DUIs: study (cnbc.com)

[ua_guy]

I'm not surprised at the statistic quoted for Tesla, and here's why.

Tesla makes some of the best-selling EV's on the market, and they have a long production history compared to other BEV model lines. Used Teslas, especially the 10+ year old ones, are extremely cheap to acquire. Dollar per pound for performance, they are a huge value. And, the batteries are long lived so they provide all the benefits of a good reliable EV, but on a budget. Dare I say it, affordable Teslas are the Iroc-Z of the modern era: Thrills for cheap, while looking rad. They've found their way into the hands of younger test pilots, and insurance on them is about to become even more insane than it was before.

BMW is a similar story. 400+ horsepower for less than $20k. M3, M6, 550i x-drive twin turbo, these cars find their way into buy-here, pay-here car lots like cockroaches. If you're young and broke YOLO FOMO, if you can only get financed to $20k and carry state minimum insurance, are you going to buy the 3 year old gold Chrysler minivan that smells like kid puke, or are you going to buy the 10 year old, leather-clad, performance AWD-rocket with barely-legal bald tires, which pre-reeks inside of Drakkar and cigarettes?