All Entries

When I got home from church today and looked through the mail, I saw an envelope from ATT. I almost threw it away without looking at it. Glad I didn't!

Inside was a check for $12.49 - settling for throttling my unlimited data when I was with their service.

I vaguely remember signing up for this class action suit.

I also cashed out my StepBet/RunBet winnings - $82.42. (This is from multiple bets.)

---
I was at Whole Foods yesterday looking for non-dairy yogurt (taking...
[ Read More ]

I forgot to post this yesterday, but there was $40 left in the grocery envelope when I refilled it on Friday, and I had enough nickles for a roll in my coin jar, so I deposited that $42.00 into the Emergency Fund.

$4304.77 Balance Forward
+__42.00 Amount Added
---------------
$4346.77 New Balance
[ Read More ]

Does anyone here sell items on Facebook? I have had a real urge to declutter my home. I have given away closets of clothes, but for things that I have not used like candles I’d like to get some of my money back. I have a ton of Yankee & B&BW candles. 🕯

What has your experiences been selling on Marketplace?
[ Read More ]

I haven't blogged in awhile. I typed an update a few weeks ago, but it disappeared when I went to post it.

I have my last chemo on Wednesday. I have been in the hospital several times including my 50th birthday. I had an abscess that is now a chronic wound. I have also had issues with clots.

Financially, I am holding my own. I am not working, but I have my inheritance from grandma to live off of for two more months. I filed for disability and get my first deposit in March....
[ Read More ]

I’ve just completed our 2019 taxes. I use an online service called TaxAct to create the returns and file them electronically. It cost $72 for the federal and state filings this year. Then I did the local taxes myself on their website. Those are easy because there are no credits or deductions. I used to do our taxes manually because I didn’t trust a forms-based wizard to care as much about my numbers as me, but after TaxAct found deductions/credits that I didn’t know about...
[ Read More ]

I'm waiting for BFF to arrive in a couple of hours. We're going to see two movies tonight -- one that starts at 9:30, which is really late for a couple of old ladies! Tonight's offerings are JoJo Rabbit and Parasite.

Between shows I'm going to have to run to the parking garage and leave and re-enter, so my parking will be free. We get movie tickets validated for parking, but the time limit will not cover two movies in a row.

Last night I saw Ford v Ferrari, and, while...
[ Read More ]

Great week this week.

I received a really nice compliment at work, and I so needed it.

Yesterday was pay day, I saved $375 in sinking funds, this include the IRA contribution, paid an extra $200 on CC10, came in under budget in my cash envelopes of $53 and saved $82 for my challenges. Not bad.

Things are really working out well, financially. Saving and knocking out my debt is my focus.

Other news. In four years, I will be 50. I’ve always wanted to visit Monaco...
[ Read More ]

There was 19 hours of overtime on DH's paycheck this pay period, which was an additional $1070.87 over the new normal pay period. Part of the $800 to Citi was the initial payment and deposit for our vacation in March. Some of it was the new baking supplies and the induction skillets and sauté pan and gluten free flours, a sweatshirt and dress for my DD, a dress and a pair of boots for my birthday, etc.

$425.72 Tithe
_500.00 Utilities
_400.00 Grocery Envelope
_100.00...
[ Read More ]

$7000.00 Balance Forward
-1000.00 Payment Made
----------
$6000.00 New Balance
[ Read More ]

I think I have everything I need to file my taxes, but I’m in no hurry. I figure I will owe taxes yet again so there’s no rush.

There’s a little job uncertainty at my place of employment. Nothing that will affect me in the short-term & it could change, but it has me thinking of other opportunities. I’m single with no kids, so I have a lot of mobility if need be.
[ Read More ]

As some of you know I've been applying for jobs because my current company was looking shaky, and I've also been contemplating going full-on freelance with AS.

Then a job was posted with my company for a position a half step up from mine. I decided to go for it. There was some confusion and delay, but finally this week I was told I'd gotten the promotion, along with a 10% raise!

I think my company is stabilizing; our results were OK the last quarter of 2019, plus they haven't...
[ Read More ]

All our mortgages hit:

US: $765 to principal
UK1: $182
UK2: $39
UK3: $40

That's $1,026 toward debt this month!

New household debt balances:

US Mortgage $372,665
Loan from friends (duplex) $9,000
UK Mortgage 1 $28,874
UK Mortgage 2 $6,086
UK Mortgage 3 $6,410

TOTAL DEBT $423,035
[ Read More ]

It's been a busy day so far. I went to the gym, then to Food4Less and spent $26 on groceries (getting ready for BFF's visit tomorrow!) Even though we will mostly eat out, there are certain things I like to have on hand when she is here. Then I went to the vet's and bought some cat food. ($19) Yay! Iggy is eating enough that I actually have to buy cat food. He is doing well. Then I went to the library and exchanged some books. I did a lot of walking in between, and I already...
[ Read More ]

My 2020 goal #2 is to adopt a permanent health-enhancing habit each month. I’ve decided that my new health habit for February will be to consume fresh organic juice at least 3 times each week.
We used to have a Jack Lalanne juicer but it bit the dust a few years ago. I’ve just purchased a juicer that’s a step up and recommended by some of the health gurus that I follow – the Champion juicer. It’s pricey so it’s only going to be a smart purchase if I really do make...
[ Read More ]

Not big news but made another $150 payment to the CC, every little bit counts right..I am hoping to have it paid off again next month...all going well
[ Read More ]

OK, maybe I'm being a little optimistic. Maybe it isn't solved, but I'm thinking it might be.

What mystery, you query?

Well, it's a personal one for me. I have been messing around with genealogy for the past few years. One thing I did know is my maternal grandmother, some of her siblings, and her parents came to America in May of 1902. I kept searching the year to see if there had been an issue in or around 1902 as to why they left England. No war, both World Wars happened...
[ Read More ]

Mostly out of fear for our upcoming college expenses over the next half dozen years, I made a plan over a year ago to get our house debt paid. Our house debt is a combination of a mortgage and a HELOC. The mortgage interest rate is 3.49%. The HELOC rate, which can change, is 5.64%. So every extra principal payment I make goes to the HELOC.

In order to make it doable when I started, and also to use a method where one bad month couldn’t blow it for me, I created a schedule...
[ Read More ]

Actually, with tax, it was .22. I bought a screw at the local hardware store. It replaces one that is missing from my table. I figure the refinisher would charge me a lot more than that. When the time comes.

I also parked some distance away and walked to the hardware store. I haven't been too good about walking, and I want to commit to a minimum of 5,000 steps a day.

I'm going to walk to the hairdresser today, but that is a shorter walk, and I'll have to figure out another...
[ Read More ]

After many, many years, I finally paid my very last bill for 1 credit card. That was a tough and something that I have struggled with for most of my adult life.

It was one of my best life's decision, actually, to JUST.STOP.CHARGING. Paying in cash made me more aware about my spending. And it was great motivation to see my credit card bill getting smaller and smaller every month, making me more eager to pay it all off as soon as I can. It took a long time, saving even the extra...
[ Read More ]

Well we saw the urologist today not great news it is a 9 which means he has an aggressive cancer we are booked in later in the month for a cat scan to see if it has spread then see him a eek later for treatment options...so we will see what happens, we are staying optomistic and hoping for the best but we will deal with what is dealt to us...so by end of month we will have a plan on treatment...the scan will cost us $200 but we were not waiting the 8 weeks to get it for free!!

his...
[ Read More ]