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"Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort." - Franklin D. Roosevelt
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All Entries

Monster Mom Loan Payment Plus Future Money Goals

March 7th, 2020 at 01:00 AM by Lucky Robin

$5000.00 Balance Forward
-1000.00 Payment Made
-----------
$4000.00 New Balance

With the amount of overtime DH is getting, I think we will have this paid off in April, instead of May or June like we had figured at the beginning of the year. He got 15 this week which will be on the next paycheck and will get at least 10 this coming week, maybe 15 again, which will also be on the next paycheck.

I really hope the overtime continues for a while after that, too, because then...
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Emergency Fund Update

March 7th, 2020 at 12:20 AM by Lucky Robin

I had $28 left in the grocery envelope from the last pay period and I had enough quarters for a roll in the coin jar, so I added that to the EF today.

$4367.64 Balance Forward
+__38.00 Amount Added
-----------
$4405.64 New Balance
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Be Fearful When Others Are Greedy...

March 6th, 2020 at 03:52 PM by Monkey Mama

& Be Greedy when others are fearful.

That pretty much sums it up right now.

**15-year mortgage at 2.25%

**London non-stop flights $350 (round trip) from San Francisco

I'll run the mortgage #s this weekend, but seems a no-brainer at this point. Even with our only 5-ish years timeline in our current home. Heck, if we were further along on the college process I'd maybe even cash out some. (I am not participating in scammy student loans. Borrowing close to 2% for...
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Sick Days

March 6th, 2020 at 01:59 PM by terri77

I am home sick, yesterday & today. Doctor says it’s allergies, but I feel whipped. Cough, chilly, achy, low energy. And now a runny nose I guess from the cough medicine breaking up the congestion. He gave me a steroid shot, prescribed cough medicine, and gave me a chest x-ray because I didn’t like the way my breathing sounded. After he examined me he sent me out to the waiting area with a mask. That got me a lot of wary looks. 😷

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CB in the City

Oops!

March 6th, 2020 at 01:34 PM by CB in the City

My Ancestry.com subscription hit my Discover card yesterday. I knew it was coming in March, but I guess I assumed it wouldn't hit within this credit card cycle. So my spending balance is cut down to $115. Still no problem; I won't need to spend nearly that much during the next five days. Unless I get another surprise!

I had some aging apples in the fridge, so I made applesauce yesterday. I'm going to have some for breakfast this morning, along with biscuits from the freezer....
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Long Catch Up Post--Health, Fridge, Finances

March 6th, 2020 at 04:06 AM by Lucky Robin

I haven't been posting much at all. February was an atrocious month for my health. I had bronchitis, then influenza a, then a 3 day stomach bug (vomiting the whole time), then a sinus infection. It never stopped, just went from one thing into the next, all the while I didn't have Enbrel for 5 weeks. Getting it okayed by the new insurance was an absolute nightmare. And not because they ever planned to deny it, but because everyone involved but me kept dropping the ball.

First...
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mumof2

frustrated

March 6th, 2020 at 03:34 AM by mumof2

This carona virus has been causing havoac over here for us...my hubby has cancer and it is the beginning of the flu season for us so trying to get him masks and hand sanitizer has been impossible...we had to order them online but it means he can't really go out until they come in...these idiots that are out stockpiling things who really do nothing when it is the flu season which kills many more people just don't think of anyone but themselves..some people really need these things...
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Interest to EF

March 6th, 2020 at 03:25 AM by Lucky Robin

$4364.77 Balance Forward
+___2.87 February Interest Added
-------------
$4367.64 New Balance
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My English Castle

End of the Week--Sort of

March 6th, 2020 at 01:50 AM by My English Castle

It's the end of the teaching week, but the grading week likely won't end until, well, May. And today was endless meetings with students, ex-students, instructors who report to me, you name it--then policy meetings. I think I have people overload; I just want to sit somewhere quiet and grade papers.

I brought my lunch, bought the cheap but good coffee, and ate leftovers for dinner. My students are worried all sick and tired and worried. But spring break is 7 days away. Deep...
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Wink

Today was the day!

March 5th, 2020 at 11:43 PM by Wink

I woke up this morning in a great mood! I slept well, felt rested and was even singing in the shower getting ready for work. I stopped and treated myself to an iced coffee on the way in and had some early morning laughs with coworkers. Then I decided that today was the day I was going to give my boss my official notice that I am retiring, and May 1st will be my last day. I have been holding off because she has been out on medical leave, and wanted to wait until she came back, but...
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DK62565

Panic Shopping

March 5th, 2020 at 08:25 PM by DK62565

Wednesdays are normally our grocery shopping days. Mostly because I am retired and I don't have to shop on the weekends or evenings, and also because Wednesday is when the ads come out for the new sales. We usually go about mid morning before there is a huge crowd except during holidays and snow forecasts where people panic.

Well, I'm wondering if panic is the operative word as far as the Coronavirus. Yesterday our Aldi was really, really busy. It normally isn't when we go....
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GratefulSaver

A little extra

March 5th, 2020 at 05:52 PM by GratefulSaver

A family member, whom I lent money to a while back, Venmo me $250. Repayment is sporadic, but anything I get back is a plus. I am going to keep $50 of it to spend on a meal out or a treat for me. I am trying to enjoy a little bit of our money lately. My husband’s cousin is terminally ill and his stepchildren are fighting for some antique cars he has. Good grief, the guy is not even dead yet. I told my husband that there has to be a balance in life and he should enjoy some of...
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CB in the City

A Simple Day

March 5th, 2020 at 02:26 PM by CB in the City

Not much on my plate today. I'm planning to take a walk, make applesauce, and do a load of laundry. And of course keep studying my election manual.

I texted the election technician yesterday and he did not answer, so I'll call him today. I assumed he would be a techie who was always texting, but apparently not. I need to nail down when he plans to set up and how much help he needs. It's quite a process, and at least one other judge is needed, if only to co-sign the forms...
[ Read More ]

mumof2

$20,000 update

March 5th, 2020 at 09:52 AM by mumof2

As of 5 march 2020
Ice $3,978.64
Car $344.74
house $222.74

Total $4,546.12
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mumof2

FINED!!

March 5th, 2020 at 09:49 AM by mumof2

Well all the extra we got and put into our ice account we had to put it on a fine it was $545..we were in an area that had loads of construction and an area that we never go to and we must have gone through an orange light that turned red while we were driving through it...we never do that but we did it so have to pay it...so it sucks but thats life...also payday today so was able to put another 300 into our ice acct...so close to our $4000 mark...next month we will reach the $5000 mark..yah
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Steve

How do you spend your evenings?

March 5th, 2020 at 01:20 AM by Steve

This isn't quite a financial topic, though everything is to some extent, but I'm looking for everyone's thoughts.

How do you spend your evenings? After work and dinner, what do you do for the rest of the day?

I've really been struggling with this for a while. I feel like we don't do much of anything except watch some TV and spend time on the computer or our phones.

We do go to the gym regularly, but not at night. My wife does a lot of sewing and quilting, but not typically...
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Banker Gurl

Used My 2019 Wellness Money

March 4th, 2020 at 08:50 PM by Banker Gurl


Every year my work offers $200.00 that we can use for Wellness. They are very liberal with what it can be used on, anything from tennis shoes to sports equipment, exercise classes, etc.

I used mine to get a Fitbit (I had an Apple Watch that I got for cheap through a discount program and I HATED it, it never worked right) and also a paid of Brookings shoes! My local sporting goods store had great price on the watch and also was giving $50 off your purchase when applying for...
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Creditcardfree

Airline Tickets for Graduation!

March 4th, 2020 at 06:58 PM by Creditcardfree

Graduation for our oldest daughter is coming up soon in early May! I just happened to think to look for flights the other day and there were some decent prices for the dates we needed, so I booked them. We also have a one way flight for our youngest daughter to return home for the summer. Our oldest daughter can move here with us if she wants, but none of us think that is the best idea because she ultimately does not want to live here knowing we will eventually move again.

Back...
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Banker Gurl

Few little grabs at CVS

March 4th, 2020 at 05:44 PM by Banker Gurl

I had some EBs to use up at CVS and found a few smalls deals to help use them up.



Colgate Max Fresh Toothpaste (Bought 4)
Regular Price $3.59 Each
On Sale for $2.99 Each
*Received $2.00 EB Each
Final Price + Tax = $1.20
(Marked $2.50 for rummage sale)
*ETA - Sold 1 for $2.50 on FB on 4/12/20

Mens Nivea Bodywash (Bought 1)
Regular Price $5.99
-$3.00 CVS CMC Coupon
*Received $2.00 EB
Final Price + Tax = $1.06
(Marked $3.00 for rummage sale)
*ETA - Sold...
[ Read More ]

CB in the City

Parking Fee

March 4th, 2020 at 01:29 PM by CB in the City

Yesterday I spent .50 on parking, but it came from my coin purse, so I still haven't spent any of the $304 designated for the coming week. I drove my grandson to a branch library so he could check out a book for his book club. In this particular area, there is no free parking. But we found the book!

Today I'm going to go to the gym and then I'll come home and study my manual. I haven't contacted the election team yet; may start today with the technician. The team still...
[ Read More ]

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