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All Entries

Life is Getting Complicated

March 12th, 2020 at 05:04 AM by Lucky Robin

Well, today the hospital, which is part of the network of all of our specialty doctors, sent out warning emails and so did our primary doctor's network. They are working to identify those who may have been exposed to the woman at the hospital who has Covid-19. No saying yet if my daughter and husband were, but they were there during that time period. They were in the ER and I don't know if this woman was, but I'm not sure where else she would be unless she came in via a different...
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CB in the City

It's Wednesday!

March 11th, 2020 at 01:06 PM by CB in the City

Today I'm going to get some groceries at Aldi and some supplies from PetSmart. I've made it through the money crunch; now I need to restore my provisions. Hope I don't find empty shelves.

Last night I took the boys to Steak N Shake, and spent $24 out of cash. Variables are at 26%.

I have been hearing from other members of the election team, and we have been making plans for setup, pre-setup, etc. Only one member has not checked in; I hope she shows up on election day....
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Steve

Electric meter update

March 11th, 2020 at 01:51 AM by Steve

We finally got an answer from the utility company today. They said that the meter was 99.7% accurate (I think that was the number). So apparently there's no refund coming our way and we've somehow managed to increase electricity usage 40-60% in the past year without changing anything we do or use in our home.

At least there was no cost to getting our meter replaced. I'm really curious to see how the bills are going forward. If the continue to show higher usage, I guess that...
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Observations and Gentle Encouragement to Be Prepared in the Face of Covid-19

March 11th, 2020 at 01:47 AM by Lucky Robin

Being in the state with the highest death rate to Covid-19 has been interesting and to be truthful, worrisome. We had a diagnosis in my county today. It was someone who had gone to the hospital. My daughter went to the hospital within that period of time, with my husband. Closer every day.

There's a lot of little things that have been going on since people started dying, but those things are now becoming bigger and I think we might be looking at a hard quarantine soon in...
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mumof2

moved my ice money

March 11th, 2020 at 12:46 AM by mumof2

I have decided to move the money we had in our ice to our CC to me it made more sense it is still available to us if needed..and we save interest on the CC when it is completely paid off next month we will get the ice acct back up again...it just sounds better to me right now and I like to save money when we can
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CB in the City

Bagel Day -- Not

March 10th, 2020 at 03:18 PM by CB in the City

Just came home from the gym -- it was supposed to be Bagel Day, but they did not order the bagels. Supposedly because they are in the process of remodeling, but I think they just didn't want to do it. I wonder if there will be some pushback. The place is run by a bunch of kids who are probably short on judgment.

Anyway, I did my workout and then came home and made pancakes, using up the last of the applesauce in the batter. Tomorrow I can shop again. I will try to control...
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mumof2

US taxes UUGGHH

March 10th, 2020 at 01:09 AM by mumof2

We are trying to do everything we can from abroad to get our taxes done..we have trying to update my itin for 3 years..we finally after sending them information (6 times now) everything they have asked for...signed by people they want to sign it and sent it off in dec/jan...well we called today to find out what the progress of it was so we can do taxes and they have nothing in their records..they say it is a busy time of year for them...I get this but now they are saying that we...
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ceejay74

March 2020 debt payments

March 9th, 2020 at 05:28 PM by ceejay74

A little late reporting this; March is birthday madness in our family and we had three birthdays this past week -- which equalled three nights of family celebrations and three friend parties, so six nights of celebrating over eight nights! Oh, and one was a sleepover, so technically we partied seven out of the past nine days. Super glad the next birthday-related activity isn't for a couple weeks so we can all recover!

All our mortgage payments hit:
US Mortgage: $767 to principal
UK...
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Banker Gurl

$20K Update

March 9th, 2020 at 01:51 PM by Banker Gurl

Nice little update of $300!

Current Balance $11,065.00
+$135.00 FB Sales
+$50.00 My Payday to Our Savings (3/6)
+$75.00 My Payday to Mom Loan Savings (3/6)
+$40.00 Mortgage Savings
Balance $11,365.00

Local Savings $1615.00
GC Savings $680.00
Capital 360 Savings (US) $3235.00
Capital 360 Savings (Mom Loan Payback Account)$3485.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,365.00

52...
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Banker Gurl

FB Sales Week of 3/1/20

March 9th, 2020 at 01:32 PM by Banker Gurl

Total Sales for the week were $92.00!!

Sold several more big toy items for my consignment. I also received payment for an old order that was picked up, but not paid for in full, so that was good.

Sale #1664 (JZ) $38.00
Giant Stuff Unicorn (80/20 Consignment)
Sold for $10.00
Profit = $8.00 for my consignor and $2.00 profit for me

Easter Treat Bags (18)(Joint with my FIL) - We paid .04 each (.72 total)
Sold as a lot for $4.00 for all 18
Profit = $3.28

Zoomer...
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CB in the City

Lakeside Walk

March 9th, 2020 at 12:29 PM by CB in the City

Yesterday was a warm and windy day. I walked the lakeshore up to the tennis courts, which earned me 7,000 steps. I had to shed my coat! It was so warm and sunny, it was like a holiday. I saw at least three kites, many bikes, and an opera-singing rollerskater.

But today is going to be much cooler.

After my walk I went out with the fam to Steak N Shake for dinner, and got treated. But no leftovers this time!

I made the Spanish rice yesterday -- just a mixture of rice...
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mumof2

do you use a gym?

March 9th, 2020 at 02:51 AM by mumof2

Do people actually use gyms?

We are lucky that we live in the hills and they are beautiful so I use these to get a lot of exercise (when I can) the hills are like a treadmill going to different levels and we see so much wildlife...at home I have a dvd and a pedal bike thing that we use on our arms and legs...I think that covers a lot of exercises that you can get at a gym..and its free..so money saving, get great fresh air..I'm just wondering if people use gyms anymore?
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DK62565

What do you reuse?

March 8th, 2020 at 08:04 PM by DK62565

I really like the show "Home Town" on HGTV. I guess one reason is the hosts seem like nice people. But another reason is they work with a variety of budgets. And both Erin and Ben seem to be the kind to not only use new stuff, but reuse and repurpose other things. I like watching that kind of thing and it seems I am spending a lot of time looking for ways to do just that.

As many of you know, I belong to a knitting group at my church where we loom knit hats and scarves and give...
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CB in the City

Applesauce Spice Bread

March 8th, 2020 at 02:30 PM by CB in the City

I had a lot of applesauce after cooking down the apples, so I used some of it to make applesauce spice bread. It's pretty good, and it will help get me through these last few frugal days. There are walnuts in it, so it is pretty hardy in addition to being tasty.

I'm doing another load of laundry today. That will make lights, darks, and colors in three days, and tomorrow I'm going to wash sheets and towels. That's everything! I should be done for a while after that.

I...
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mumof2

i hate not working

March 8th, 2020 at 05:09 AM by mumof2

I haven't been able to work for a few years now due to illness and I am so sick of not being able to work..I hate that there are no jobs that I can do from home...I just wish there was something I could do to feel more productive!!

But I have to look on the bright side we have enough to pay our bills and keep a roof over our heads and feed ourselves so that is much better than some have it!!
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GratefulSaver

Financial highs/lows

March 8th, 2020 at 12:20 AM by GratefulSaver

highs:

So, I kept $50 of the $250 from the unexpected payment I received from a relative. I just set up an electronic contribution for the remaining $200 to my Roth IRA. Another $270 will be transferred on Friday. That leaves me with $120 to pay before April 15 for my 2019 Roth IRA. I can definitely handle that! I can't wait to start 2020. I am proud of myself for making this a priority even when my income is meager compared to prior years. I also discovered that I can continue...
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Going With a Partial; Almost Time for Cruise

March 7th, 2020 at 05:16 PM by Petunia 100

On Thursday my new dentist confirmed that a partial would work for me. So, that is the route I am going. I realize it will be an adjustment to get used to wearing it, but lots of people do it and I can do it too. The cost for a partial is about $1600 before insurance pays their portion. Currently, there is a balance of $2232.79 in my dental sinking fund. I will wait until all is done and paid for, then throw the remaining balance at debt.

Yesterday was payday and I was able...
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This & That

March 7th, 2020 at 02:32 PM by Monkey Mama

Same old, same old here.

My Dad was diagnosed with cancer. The survival rate of this cancer is 97%. Along those lines, they are doing nothing to treat this cancer (for the moment). It's just such an ugly and scary word. Honestly, 90% of why I am writing this down is so that I remember. I will never otherwise remember in this sea of terrible/worse news.

Other things going on...

I booked a very cute hotel in "Little Denmark" in Southern California. We...
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CB in the City

Crowned

March 7th, 2020 at 01:43 PM by CB in the City

The crown is in! It looks and feels great, and the process was so easy and fast. I'm so glad this episode is over.

Otherwise yesterday was a quiet day. I took a walk and did some laundry. I am watching "The Walking Dead," and I am now on Season 3. It was recommended by others, and I have gotten used to the zombies. I'm hooked on the story.

Today is a gym day; I'll be leaving soon.

It is a temptation to buy some bread and butter, but since I have only four days to...
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Payday Report for 3/6/2020

March 7th, 2020 at 01:12 AM by Lucky Robin

$431.17 Tithe
_500.00 Utilities
_400.00 Grocery Envelope
__75.00 Household Envelope
_115.17 Internet
__36.00 Garbage
_100.00 Car Insurance Fund
_100.00 Gas Money
_100.00 Blow Money Adults
_120.00 Kids' Allowances
_100.00 Gift/Christmas Envelope
_100.00 Clothing Envelope
1000.00 Citi
1000.00 Monster Mom Loan Payment
__78.00 Miscellaneous
-------------
4255.34 Total Money Out

I really wish I'd been well enough to cook in February. Our takeout expenses were through...
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