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"Money never starts an idea. It is always the idea that starts the money." - Owen Laughlin
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All Entries

Payday Report for 10/16/20

October 21st, 2020 at 07:09 AM by Lucky Robin

$324.12 Tithe
_400.00 Grocery Envelope
__75.00 Household Envelope
_280.00 Monthly chiropractor family plan
_600.00 Autopays
__71.99 Life Insurance DH
__60.46 Life Insurance Me
_100.00 Adult Spending Money
_120.00 Kid Allowances
1000.00 Mattress Fund
_100.00 Car Maintenance Fund
------------------------------------------
$3149.57 Total Money Out
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Freezer Fund Update

October 21st, 2020 at 07:01 AM by Lucky Robin

I had $92.00 left in the grocery envelope from last payday, so that I moved that over into the freezer fund envelope.  Consistently squeezing money out of my grocery budget is working really well to save for this.  I am really starting to see some progress and am 2/3 of the way to my goal amount of $1100.  Then all I have to do is hope that by the time I get there, they actually have freezers available in the stores again.
 
$700.00 Balance Forward
+_92.00...
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GratefulSaver

Working now?

October 21st, 2020 at 01:49 AM by GratefulSaver

Hopefully this site is working now. I hate to complain, but I lost entire blog (years worth of entries) a while back and was never able to get it back. Then, I get flagged as a spammer and I was unable to write entries a little while ago. Somehow I managed to get it resolved.  
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Tech Sup

October 20th, 2020 at 05:20 AM by james author


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Amber

Goodbye Saving Advice

October 20th, 2020 at 03:32 AM by Amber

 
Hi everyone,
I’ve decided to leave Saving Advice, I’ve been blogging since 2006. It sadden me that this has come to this but the site is not what it use to be. 
 
There’s too many problems, the inability to post constantly drive me nuts. 
 
Periodically I’ll stop by to check in; however, I’m giving up the blog on a regular basis. 
 
I’m sharing my email address, below if anyone wants to stay in contact. 
 
AmberSavingAdvice@outlook.com
 
 
Lastly,...
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Amber

New Site

October 20th, 2020 at 03:22 AM by Amber

Did we find a new site to use yet?
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CB in the City

Test

October 19th, 2020 at 01:46 PM by CB in the City

Is this working now?
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Gramma Ray

Beans are soaking!

October 16th, 2020 at 03:38 AM by Gramma Ray

I had a package of red beans in the cupboard and a ham hock in the freezer, so the first bean soup will be red beans and ham. I plan to toss in a yellow onion, celery and carrots in the morning. I will also post the seasoning I add in my post tomorrow. The bean soup should last me all weekend, and maybe into next week.

I picked up a brick of yeast at Costco today. I read that you can freeze this after opening to stretch the usage life. So I will be making some crusty bread...
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848

October 15th, 2020 at 11:48 PM by terri77

That’s the number I got today for my latest Experian report. Only 2 points from perfect!
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Dad is feeling better

October 14th, 2020 at 11:37 PM by terri77

My dad is doing better. He got a shot in his shoulder & prescription Naproxen (Aleve, but stronger). I picked up his medication & a few grocery items for my mom after his appt. He said he was feeling a little better by the time I left that evening. The next morning when I called he was out in the yard using his blower. He seemed to be doing fine when I dropped off some food for them today.


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CB in the City

Electrical Smell

October 14th, 2020 at 11:04 PM by CB in the City

When I came home from my Indiana trip yesterday I noticed an electrical smell. It went away quickly -- that is, I got used to it quickly! But this morning I noticed it again.

I checked around and I thought the hall ceiling light might be the source. I was afraid it held bulbs with too much wattage. So I went to Home Depot and bought new bulbs, stocking up with several boxes for other places as well. I also bought a home theater surge protector, in case the tangled mess...
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LivingAlmostLarge

my purchases thus far

October 14th, 2020 at 07:33 PM by LivingAlmostLarge

It's been an interesting couple of days. I mentioned prime day and I've bought quite a few things.

1. $199 Roomba from Amazon - wasn't on the list but something DH and I have tossed around since covid and we can run it since we are home all the time.

2. Secura Spice Grinder - amazon flash sale $34.95 unsure if I'm keeping this one of the cuisineart one from BBB.

3. Breville Toaster Oven - BBB $319 with $50 credit for future purchase (important for deciding on spice grinder)...
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Gramma Ray

Soup season ahead!

October 14th, 2020 at 05:56 PM by Gramma Ray

We had quite a bit of leftovers from our trip. (Smoked prime rib, including bones as well as a healthy portion of steak) I cut the steak (it was HUGE) into 3 good sized chunks and packaged everything separately for future soups. With colder weather coming, soup is always a welcomed meal.

The hub is about to head back to work for 4 weeks, so I will use part of the meats to make beef/barley soup and prime rib stew. My goal this next 4 weeks is to see how frugally I can feed...
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klarose

Losing My Job

October 14th, 2020 at 04:19 PM by klarose

Sadness.

The design company I have worked for over the last  8 years is dissolving and my clients and I have been transferred to a new owner. I'm pretty sad about it. I think I will continue getting my tiny monthly maintenance payments (like $125) but I doubt I will receive any new clients. I am also losing a lot of the free subscriptions I have been using all these years such as Photoshop, my email, etc. If I were to purchase all the things on my own it would cost well...
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Late Start

Hello World

October 14th, 2020 at 03:38 PM by Late Start

Hello World,

Last year, when several months of blog entries were lost, I lost my blog. All my entries were within the time range of lost entries. I kept waiting for them to be re-instated, but it did not happen, so I am starting again.

I am 41, single, no kids, in the healthcare field, and am newly self-employed.

Here is the gist of my financial situation:

For all my twenties, I was a financial idiot. I saved nothing, spent more than I could afford, did not learn...
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mumof2

no glasses needed

October 14th, 2020 at 04:09 AM by mumof2

had an eye appointment yesterday, was sure I would need glasses as my eyes have been really bad lately, only need them for reading but my eyesight has been blurry and my eyes real sore...so they run some tests on them..and it turns out that my eyes are really really dry...and the fat that is in my eyelids doent move around like it should because of that...so I have to put a warm heatpack on my eyes for 5 mins 3 times a day and put in a drop 3 times a day...started last night (done...
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CB in the City

Lunch with BFF

October 14th, 2020 at 12:02 AM by CB in the City

I had a lovely day with my BFF. We went to the same restaurant we went to last time and ate at a sidewalk table. My lunch was $28 (including tip) because I bought a full salad and crab cakes. Afterwards we went to a nearby mall, which was huge and pretty empty. We did a little shopping, but I didn't buy anything. After shopping we sat on a bench and talked for more than an hour, and then we finally forced ourselves to go home our separate ways.

I bought a Dr. Pepper for...
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Gramma Ray

Deals

October 13th, 2020 at 03:00 PM by Gramma Ray

We had a fabulous time this weekend on our mini getaway with our friends. The weather was wonderful. We bought a prime rib on sale right after Easter and stuck it in the freezer for a special occasion- so we took that with us and the hub smoked it. It was wonderful! We played games, visited, relaxed and just enjoyed ourselves.

Yesterday I went to Kohl's to get a new pair of tennis shoes with the Kohl's cash I had. My old pair was at least 5 years old, worn and had cracks...
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My English Castle

It's Been A Time

October 13th, 2020 at 02:24 PM by My English Castle

Well, I'm not even sure where to begin with our Scottish adventure. And I'm not sure how I feel about what's happened. But here goes.

Our DD and I left on September 9 and had a long multi-stop, but mostly uneventful series of flights. We landed in Edinburgh, found a cab, and got to the airbnb without incident. And the airbnb--well out of the city center--was lovely. The wonderful landlady/hostess had picked up groceries so we could self-isolate. DD and I did take long...
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CB in the City

Bought a Printer

October 12th, 2020 at 05:48 PM by CB in the City

This morning I bit the bullet and bought a new laser printer from BestBuy. It was $143. I will pick it up at the store on the 15th. This will be my first experience with a laser printer and I hope it will be a good one. It comes with a sample toner that will make 700 copies, so I didn't spring for the toner yet. It will be quite a while before I reach 700 copies.

Variables are at 25%.

The weather has been so nice -- we had a family party at the lakeside park yesterday....
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