The specialist I saw yesterday wants me to have an MRI. He gave me a brochure from the facility that he "uses" and said that the office would contact them. I said that I would check with my insurance.
Got home and called insurance company. Turns out that the company is in network, but not that particular facility. Insurance company rep even put me on hold and called them to verify. Definitely out of network. So rep gave me 2 other nearby in network facilities.
I called the Dr's office with this info. Got a call a few hours later that the Dr had personally called the out of network facility and they "agreed to take the in network payment for me". I insisted on the in network facility and now have an appointment there.
So, why does he care so much? Isn't one MRI the same as the next? Does he get a kick back from that facility? Is he going to have a grudge against me?
Got home and called insurance company. Turns out that the company is in network, but not that particular facility. Insurance company rep even put me on hold and called them to verify. Definitely out of network. So rep gave me 2 other nearby in network facilities.
I called the Dr's office with this info. Got a call a few hours later that the Dr had personally called the out of network facility and they "agreed to take the in network payment for me". I insisted on the in network facility and now have an appointment there.
So, why does he care so much? Isn't one MRI the same as the next? Does he get a kick back from that facility? Is he going to have a grudge against me?

Then of course there were the rounds of tests and whatnot, when at least 99% of them needed on a decrease in the pain meds or Metamucil or stool softener/laxative. This was happening in the early 90s before the big health care changes that have been happening. I don't know if they could get away with that any more. I hope not.
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