Validating my "Mortgage vs Renting" spreadsheet

[~bs]

Spreadsheeting ends up giving you one scenario out of millions.. however if you have taken the time to walk yourself through a spreadsheet, you have thought about the advantages and disadvantages and it helps you make a more informed decision... At the end of the day though, a math problem would not give you the answer, your intuition will , as well as other non financial factors that someone else mentioned...

Bingo.

Around here, the assumptions in the worksheet are totally unrealistic. Pretty much, unless you own a property of some sort and have it paid off by the time you retire, you're likely in the poor house. In 30 years, average house prices increased by 4 fold. Rent doubles every 20 years. The only way to get ahead of the curve is to save enough money to make the purchase, and lock in your monthly payment. Everyones situation will differ wildly.

[LivingAlmostLarge]

depends on where you live. It's hard to predict the market either. I think also looking at renting versus investing in property, versus buying to live all differnt questions