Do you have a secret stash of money?

[crosses]

I was reading the thread about whether you trust your spouse with money and I do, but I also have a hidden stash of money that is all mine. It's kind of like my own personal emergency and fun money fund.

Now before anyone gets mad at me, all the money was saved from "my allowance" - I just chose to put it somewhere where nobody else knows it is instead of in a bank where DH could see it.

Do others have a secret stash of money?

[PrincessPerky]

Re: Do you have a secret stash of money?

Back when we had cash around and were less insistant on paying off the debt I did, not as a secret, but as a suprise stash, used it to pay for his birthday dinner last year. He does the same, used it to pay for the rest of DDs halloween paint. As you can guess it wasn't large, hard to get when trying to send every spare thing to the CC.

[sweeps]

Re: Do you have a secret stash of money?

This may not be what you mean by secret stash, but my wife and I experimented with the 3-account plan (joint account for bills, shared savings, etc., individual account for her purchases, and individual account for my purchases). The idea didn't really pan out though because it was hard to maintain -- always remembering to transfer money between the accounts. Also we lost out on interest because money would be in checking accounts instead of savings accounts. But probably most importantly, we both are fanatical about saving money. We found we really didn't need to "stash" money away.

However -- I think there are some relationships where the couple needs to keep a certain amount of money stashed away from their spouse/SO. A lot of tension arises when one person is not spending any money on himself or herself while the other is spending a lot.

[CRFSaver]

Re: Do you have a secret stash of money?

A girl I work with, her and her spouse have 3 bank accounts. One home and 2 personal accounts. They both give themselfs an allowance they can do anything with they want and the rest goes into the housing account. The housing account pays their mortgage and their other bills and has no ATM associated with it.

[robex]

Re: Do you have a secret stash of money?

We each have our own spending money to do what we want with. If I choose to save some of it that's my own business. We've been married for 15 years, and have always handled our money this way. If Dh asked how much money I have, I would tell him, but I don't think that he's ever asked. He spends all his money during the month...

[tomkat]

Re: Do you have a secret stash of money?

My husband and I currently have separate accounts. We do have a joint savings account, but I'm the primary contributor to it...that way, I won't be tempted to spend it because his name is on it, meaning I have to consult with him before I touch it. He saves money in his own account (and he's not a spender, so that money is safe), and I have my own personal savings as well (which I'm always dipping into...hence the joint account with his name on it). I know, I know, it's a complicated arrangement right now, but it works well as far as us saving money. He knows about my separate savings account, so I guess I don't have a "secret" stash, I just have a stash that I can spend at my discretion.

[Armywife]

Re: Do you have a secret stash of money?

Earlier this year I started an envelope fund that substituted spending for bad habits. I amassed quite a bit of loot before I caved in and spent every last cent. I recommitted myself to this good habit in August and have even upgraded my secret locations for this growing pile. Hubby knows about my money but he doesnt touch it out of respect :P

[genchan]

Re: Do you have a secret stash of money?

No, we barely have a "stash" of money, let alone a secret one.

[jmjj215]

Re: Do you have a secret stash of money?

My wife has no idea how much is in my wallet (eleven dollars) - but that's not intentional.

[BillsGirl]

Re: Do you have a secret stash of money?

i have $20 hidden in my wallet, does that count?

[mom-from-missouri]

Re: Do you have a secret stash of money?

I have some cd's that I hide from myself. Its my only use if i have to money. I found by putting it into a CD, its more of a hassel to get it out-so I won't spend it. Since I am no longer married, I have no one else to hide it from...

[locolorenzo24]

Re: Do you have a secret stash of money?

Too bad I can't hide it from myself!!!........

[BillsGirl]

Re: Do you have a secret stash of money?

I have no clue whats in my hubbys bank and savings account so I am pretty sure he has a sectret stash!! but I trust the man, thats why I married him!!

[marglo]

Re: Do you have a secret stash of money?

No, we barely have a "stash" of money, let alone a secret one.

LOL same here! I can't imagine keeping a stash of money from my dh anyway. What if something happened to me and he didn't know abou the money? We have always put our money together and we share it. Actually we have never even referred to it as "my" money or "his" money...it is just our money. Maybe I would feel differently if my dh couldn't be trusted with money, but really I have been the one who ran up debt much more than him in the past.

[jhd815]

Re: Do you have a secret stash of money?

Well if I tell you it won't be a "secret" anymore!