Bought a minivan with GAP Insurance

[LivingAlmostLarge]

Not according to me. My Personal Experience is AMERICAN cars suck. I have a 1999 Toyota Corolla and 2000 Ford Focus. Both bought new and DH and I were the drivers. In my own experience the Ford Focus SUCKS AND BLOW HARD.

I have the maintenance records to prove it for both cars. Which car would I trust to have kids in? The 1999 Toyota Corolla.

So why pay more? Because it's WAY more reliable and has proven so over 8 years.

[maat55]

I think it is funny that people still have this rediculous perception of American cars. If you look at any of the quality ratings by a reputable source such as JD Power you will notice that today's American made cars are everybit as reliable as the Asian variety. American automakers really shot themselves in the foot throughout the 80's and 90's but they have come a long way since then. Also, you can usually pick up a comparable American car for less than the Japanese variety.

I agree 100%, the best cars I've ever had where american made. You take care of them and they will be just fine.

[Nate417]

Not according to me. My Personal Experience is AMERICAN cars suck. I have a 1999 Toyota Corolla and 2000 Ford Focus. Both bought new and DH and I were the drivers. In my own experience the Ford Focus SUCKS AND BLOW HARD.

I have the maintenance records to prove it for both cars. Which car would I trust to have kids in? The 1999 Toyota Corolla.

So why pay more? Because it's WAY more reliable and has proven so over 8 years.

That is understandable. Has had a rough time over the past few decades and has just recently begun addressing quality concerns, IMO they have gotten much better but still have work to do to convince consumers that they are not the Ford of just a few years ago.

[maat55]

Not according to me. My Personal Experience is AMERICAN cars suck. I have a 1999 Toyota Corolla and 2000 Ford Focus. Both bought new and DH and I were the drivers. In my own experience the Ford Focus SUCKS AND BLOW HARD.

I have the maintenance records to prove it for both cars. Which car would I trust to have kids in? The 1999 Toyota Corolla.

So why pay more? Because it's WAY more reliable and has proven so over 8 years.

LAL, your hurting my eye's. LOL

[LivingAlmostLarge]

I cannot complain enough about FORDs. Found on road dead. Fix or repair daily. Can I go on?

And how is 2000 Ford Focus as old car? If you are talking about good quality, well Everyone I know who owned one has by now traded it in because of problems. DH and I could never afford to trade it in until now, we already fixed it then suddenly another few months and more problems.

So there isn't a single person who owns a 2000 Ford Focus whom I've ever meet or heard of that likes it.

Sure people like 2005 Ford Focus or 2006, but honestly come on. They'll break in like 5 years.

[tripods68]

Nate417,

American cars just can't compete with Japanese car in terms of reliability/dependability ranking. The fact is Japanese cars are built better with high quality cares; therefore, you pay premium price. How many "Recall" Ford or GM have had in last several years compared to Japanese cars (like Honda/Toyota/Nissan) What automakers has had the top selling or most brand in JD Power Ranking list each of the last 10 years. Why Ford or GM stocks have deteriorated in cusp of "Bankruptcy" and Toyota and Honda aren't?

[Gruntina]

I cannot complain enough about FORDs. Found on road dead. Fix or repair daily. Can I go on?

And how is 2000 Ford Focus as old car? If you are talking about good quality, well Everyone I know who owned one has by now traded it in because of problems. DH and I could never afford to trade it in until now, we already fixed it then suddenly another few months and more problems.

So there isn't a single person who owns a 2000 Ford Focus whom I've ever meet or heard of that likes it.

Sure people like 2005 Ford Focus or 2006, but honestly come on. They'll break in like 5 years.

If it just the Ford Focus that you experience and yes they have been known to break down.

Sorry you had such bad experience. I did with the Ford Tempo and that was probably one of the worse cars ever made. It’s more of the model, year and made rather than all Fords.

However, Ford Escape got many good responses and so many people that I know who have them have not had to take it in for repairs except for normal wear and tear stuff. Not trying to change your mind or anything as I know Honda and Toyotas do have some good vehicles as well but I do have to vouch in for some of the Fords vehicles.

I am a strong believer that all brands of cars have a "hit/miss" quality.

[KatieNK]

THis just proved my point. GAP is a waste of MONEY.

Not always. My GAP insurance was only $100 and the coverage was great. You can shop around for it too.

~

BTW, I would never buy a Ford! Sorry!!!!

[b4freedom]

What are the rates on your credit card debt? We could come up with a repayment schedule for you.

If you're paying 18%+ interest on most of your debt, I'd dump the car. Otherwise, keep it for 10 years and then buy a used car.

[FoolFromAZ]

What are the rates on your credit card debt? We could come up with a repayment schedule for you.

If you're paying 18%+ interest on most of your debt, I'd dump the car. Otherwise, keep it for 10 years and then buy a used car.

currently everything is below 6%.