Credit card sign-up bonuses (sorted by amount)

**getforfree** · 08-13-2006, 10:39 PM

Re: Credit card sign-up bonuses (sorted by amount)

Do those cards actually give cashback, or just something like miles. Because I need only cashback, and maybe giftcards ok to some places I shop anyways.

**markber** · 08-13-2006, 11:39 PM

Re: Credit card sign-up bonuses (sorted by amount)

Originally posted by getforfree

Do those cards actually give cashback, or just something like miles. Because I need only cashback, and maybe giftcards ok to some places I shop anyways.

In most cases, it is possible to convert credit card points and miles to gift certificates via either credit card reward/point own systems or via Points.com.
When I could not find a way to do it, I listed card bonuses under "
Miles, gifts and miscellaneous bonus info:"

**b4freedom** · 08-14-2006, 09:46 AM

Re: Credit card sign-up bonuses (sorted by amount)

Ever consider applying for all of them? Use them to fill up your tank, leave it open for 6 months, close them, repeat?

**vsjhoc** · 08-14-2006, 10:11 AM

Re: Credit card sign-up bonuses (sorted by amount)

Originally posted by b4freedom

Ever consider applying for all of them? Use them to fill up your tank, leave it open for 6 months, close them, repeat?

Markber, thanks very much for providing this info.

b4freedom: Baaaaaaaad idea. Apply for too many cards in a year and you'll do serious carnage to your credit score because you've got (a) too many inquiries and (b) too much new credit. Also if you close the accounts, you will be sabotaging the average length of your credit accounts, which is another factor in the FICO score.

**markber** · 09-15-2006, 04:47 PM

Re: Credit card sign-up bonuses (sorted by amount)

Get free $50 with PNC credit card

Terms:

1. The 0% introductory APR does not apply to cash advances and is valid for the first 12 billing cycles on purchases and balance transfers. Thereafter, the APR may vary and as of 08-01-06, the undiscounted variable APR for Purchases and Balance Transfers 12.24%-23.24% (depending on your credit history). The variable APR for Cash Advances is 24.24%. There is a variable Delinquency Rate APR of 32.24% if your payment is late or you are over the limit. Cash Advance fee: 4%, $10 minimum. Convenience Check fee: 3%, $5 minimum, Cash Equivalent fee: 4%, $20 minimum. Balance Transfer fee of 3%, $5 minimum. There is a $2 minimum finance charge where interest is due and a $2.50 account management fee if you voluntarily close your account with a balance. There is no annual fee. Foreign Transaction fee, 3% of the amount of your transaction in U.S. dollars. The late payment fee is $35.
2. Statement Credit Information: To receive this one time statement credit, you must apply for a PNC Bank Select Rewards Visa Platinum Card by 12/31/06, and once approved, activate and make a purchase by 1/31/07. Six to eight weeks after that purchase, the statement credit will be posted to your account. This offer is subject to credit card approval and your new PNC Bank Select Rewards Visa Platinum Card account must be open and current to receive the statement credit. This statement credit offer is available only to new PNC Bank Select Rewards Visa Platinum Card accounts booked through this special offer.

Bank deposit products and services provided by PNC Bank, National Association and PNC Bank, Delaware. Members FDIC.

The creditor, issuer, and serive provider of the Select Rewards credit card is Elan Financial Services.

LINK

**Bluezy** · 09-17-2006, 03:20 AM

Re: Credit card sign-up bonuses (sorted by amount)

Originally posted by vsjhoc

Markber, thanks very much for providing this info.

b4freedom: Baaaaaaaad idea. Apply for too many cards in a year and you'll do serious carnage to your credit score because you've got (a) too many inquiries and (b) too much new credit. Also if you close the accounts, you will be sabotaging the average length of your credit accounts, which is another factor in the FICO score.

I thoroughly agree. Credit apps cannot be treated like online savings/checking apps. I believe the term used is "App-O-Rama" for multiple credit card apps submitted to obtain exorbitant lines of credit.

Stick with the CC lines of credit you have and work towards increasing each account already opened. Pay all bills on time and do not close any lines of credit.

Good luck to you!

**markber** · 10-04-2006, 01:03 PM

Re: Credit card sign-up bonuses (sorted by amount)

Receive 5,000 bonus INSIDESM Rewards points after your first purchase (redeemable for a $50 gift certificate to many IN:Chicago partners). Five thousand (5,000) bonus points will be awarded to new IN:Chicago Cardmembers after the first purchase on the IN:Chicago Card. Please allow 8-12 weeks after you make your first purchase for the points to appear on your statement. You may be permitted to have more than one IN:Chicago Card account; however, you are eligible to receive bonus points for only one Card account. Bonus ID 9405

LINK

**markber** · 10-07-2006, 11:24 AM

Re: Credit card sign-up bonuses (sorted by amount)

$75 bonus - Bank of America : WorldPoints� Platinum Plus� MasterCard� Credit Card; Exp. - unknown

Terms:

To qualify for this offer, your new account must be used to make any purchase or cash advance transactions (including balance transfers; which may include transaction fees within 45 days of the account open date). Limit one (1) item per new account. The Bank of America WorldPoints� Platinum Plus� MasterCard� Credit Card offer is subject to application approval by FIA Card Services, N.A.. Upon qualifying, a $75 credit will appear on your Bank of America WorldPoints� Platinum Plus� MasterCard� Credit Card statement. Allow 8-12 weeks from qualifying to receive the promotional credit.

LINK

**markber** · 10-09-2006, 06:19 AM

Re: Credit card sign-up bonuses (sorted by amount)

The list was updated on 10/09/06

**markber** · 10-17-2006, 04:00 AM

Re: Credit card sign-up bonuses (sorted by amount)

Get $50 with The Nest credit card from American Express

According to this page, the sign-up 5000 points can be exchanged for $50 gift certificate.

Terms:

5,000 Membership Rewards bonus points will be awarded after your first purchase on The Nest Card. Please allow 6-8 weeks after your first purchase for the bonus points to appear in your Membership Rewards Options� program account. This offer is valid for first-time Nest Cardmembers only. This offer is not available for new Nest Cardmembers that previously had a Knot Card account. You are eligible to receive welcome bonus points for only one Card account. Additional Cardmembers not eligible. Bonus Id: 2167.

**markber** · 10-21-2006, 05:34 AM

30000 points and $20 account credit after the first purchase with Priority Club Visa

You get 30000 points and $20 account credit after the first purchase with Priority Club Visa from Chase.

No annual fee for 1 year.

The points can be exhanged for things like

- $100 prepaid ANY HOTEL, ANYWHERE lodging card from American Express (=29,000 Points)

- three free nights at "special destinations" Holiday Inns (10,000 points per night)

- $50 gift card for stores like Amazon.com, Best Buy, Sears, etc (=18,000 Points) OR if you spend $4200, you can get a $100 gift card for 34200 points.http://www.firstusa.com/cgi-bin/webc...ity_club_ic_30

**markber** · 10-28-2006, 11:37 AM

Re: Credit card sign-up bonuses (sorted by amount)

Terms from the AmEx:

Once your application for the Blue from American Express Card is approved, you will be automatically enrolled in the Membership Rewards Options� Program ("Program") and will receive 5,000 Membership Rewards� welcome bonus points. Bonus points are awarded after making your first eligible purchase on the Card and will be credited to your Program account within 6-8 weeks after charges appear on your billing statement. Bonus points may be redeemed for a $50 dollar Gift Card or any reward of equal point-redemption value, or retained for future use. For more information on the Membership Rewards Options program, visit www.americanexpress.com/rewards or call 1-800-AXP-EARN (297-3276). Bonus point redemption terms and conditions are located at the bottom of the application page. This offer is valid for first-time Blue from American Express Cardmembers only. You are eligible to receive welcome bonus points for only one Card account. Additional Cardmembers are not eligible. Bonus ID-1291

Promo link

**markber** · 11-26-2006, 11:02 PM

$150 bonus - Chase Bank : Sony card; Exp. 03/31/07

$150 bonus - Chase Bank : Sony card; Exp. 03/31/07

Terms:

Offer subject to credit approval. Card credit will be applied to your Sony Card account 8-12 weeks after your first purchase. Offer expires March 31, 2007. First purchase must be made by June 30, 2007. In some instances an application may require additional processing, in which case Instant Credit will be unavailable. When you are approved for the Sony Card, you will receive your account and ***2 number on-screen. Please make sure to make note of your account and ***2 number as this information will not be available until you receive your card in the mail. If you are approved, you will be able to make a one-time purchase at SonyStyle.com only, with up to a maximum line of credit of $5,000. Additional purchases with this account cannot be made until your card is received in the mail

Promo link

**neatdesign** · 11-28-2006, 06:51 PM

Re: Credit card sign-up bonuses (sorted by amount)

There should be a disclaimer on this thread that says in big, fat, red letters that ALL of these offers are subject to having your credit pulled AND subject to approval. Also, if the offers are going to be posted here, then all the fine print that accompanies those offers should be posted as well. The links provided in the OP's signature list the same offers but do not provide any of the fine print that people need in order to make an educated decision.

Multiple credit checks in a very short period of time can damage your credit. Ironically, it can also lessen your chances of getting approved for the very thing you're trying to obtain. I'd hate for someone to see all these offers listed, apply for a bunch of them and then get rejected and see their credit hurt because of it. Just because the offers exist doesn't mean people will be approved for them. The way these offers are listed here and on the linked sites makes it sound like anyone can be approved for them, all they have to do is apply. Unfortunately that's not the way things usually work.

Sorry to come across like a wet blanket, it just seems a bit irresponsible to me. Just my opinion.

~ Jenney

Credit card sign-up bonuses (sorted by amount)