Ques. on regular v. Roth IRA

[poundwise]

Re: Ques. on regular v. Roth IRA

For this particular situation, I agree, the OP should probably choose a Roth because his effective tax rate right now is low -- he might as well take the tax bite now. But the Roth is not always the optimal choice.

I agree with this assessment.

[jmjj215]

Re: Ques. on regular v. Roth IRA

Manicured brought up a good point about the tax situation. It seems the rates can only go up from here.