Investing in ROTH/Today's market

[KarenPT109]

I have been reading the news (yahoo) about the stock market dropping this past week.. and wanted to get input as to whether it is a good idea to continue investing in my ROTH IRA mutual fund. I am still paying off student loans, but try to max out my ROTH each year and it is my only type of investment.

I get that it is normal for the market to fluctuate up and down, but typically trends up longterm, but I was reading the comments section and many(most) posters mentioned that they had already pulled out their stocks and the majority of the comments said that the Market is doomed to crash due to the combo of our current crumbling economy, the market being rigged?, or because it was overvalued for a while and is just going back down to normal now.
Is there any real merit to these claims? Should I continue investing in the ROTH?

[BuckyBadger]

If you're investing for the long term, you have to ignore the noise. Invest your money as soon as you have it. Don't try to time the market.

[Jluke]

IShould I continue investing in the ROTH?

Why wouldn't you continue? assuming you invested last year, you overpaid for the mutual fund compared to now. They're on sale.

if you're that concerned, just put your Roth dollars in a money market so you still get the contribution for 2016, and wait for the market to "stabilize".

[feh]

If you're investing for the long term, you have to ignore the noise. Invest your money as soon as you have it. Don't try to time the market.

+1000

OP - ignore the talking heads on TV and the internet. Set an asset allocation, invest regularly, and ignore the market gyrations.

Start here: https://www.bogleheads.org/wiki/Bogl...g_start-up_kit

[creditcardfree]

Just keep investing. You are buying your shares on sale!

[tripods68]

Totally agreed. You time horizon should be 30 years out.

It's great time to get back in the market while the market is dropping.

[bjl584]

Ignore the daily headlines. Look longterm.

[Petunia 100]

If you're investing for the long term, you have to ignore the noise. Invest your money as soon as you have it. Don't try to time the market.

This.

[LivingAlmostLarge]

Keep investing we started during the worse of the market 2006 and for years we saw our stuff going negative as we kept dumping more money in. Then it turned around.

[Nutria]

Just keep investing. You are buying your shares on sale!

Back in the day, this was called "dollar cost averaging". You bought fewer shares when the price was high, but now -- with the same $100 -- you'll buy more shares. And when the price eventually goes up, those extra shares will boost your value even more.

[sandrark]

The basic advice is BUY LOW and SELL HIGH.

If you sell now, you'd be doing the opposite.

Stay the course - buy now, on sale, and ignore the doom-and-gloomers. This is why I never read the comments on news stories.