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Are you investing today?

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  • Are you investing today?

    I invested more money over the weekend. Quite a bit, actually. All of it went into my favorite index mutual fund.

    What about you? Are you investing, withdrawing, or not reacting?

  • #2
    Not reacting. I invest the same as always, not in reaction to whatever the market happens to be doing.
    Steve

    * Despite the high cost of living, it remains very popular.
    * Why should I pay for my daughter's education when she already knows everything?
    * There are no shortcuts to anywhere worth going.

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    • #3
      if I was back at work, I would be investing just like usual, plugging along, rarely changing

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      • #4
        Unfortunately I invested a little bit in my ROTH last Tuesday - that is why the market crashed. HAHA!

        Today was like a flash crash. Good for day traders with good timing. Stocks dropped A LOT early, then recovered. Easy money for them if they timed it right.

        I can't time the market so I don't try to.

        Could this be another preview of what is to come or will stocks recover and climb more now that people got in at a low price????

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        • #5
          I put in to have some cash transferred into our brokerage accounts today so it should be ready to invest tomorrow. I stay away from margin trading. I haven't decided what I'll buy yet, most likely I'll choose a few stocks off my list of dividend payers so that the lower prices give me a higher yield.

          Payday was Thursday and the usual schedule is for the 401k money to invest at Monday closing prices, so we'll get automatic buys in there.

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          • #6
            Not changing a thing at the moment.

            However, 3 weeks ago I had an aggressive portfolio that has done really well for the past 10 years and I decided to switch to a Vanguard Target Fund. I am not sure if this was a mistake or not but I did do since my dad has helped me picked my funds when I started working and I have not had time to really study and understand the funds. So I felt like I needed to switch so I didn't have to worry about re balancing now that time is passing by quickly. I chose the target year fund that is 5 years past my personal goal of retirement at the moment so it is still aggressive since goal retirment is not for another 20-28 years away(hopefully).

            My ESPP I am not reacting for now.

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            • #7
              Two months ago, I went through my portfolio and picked an asset allocation I was comfortable with and adjusted accordingly. I picked my asset allocation based on my comfort level with the stock market and its inevitable fluctuations. I picked 60% equity, 40% bonds (all index funds). Glad I did that because now I am comfortable with this dip. Not happy, but not making any changes. I have some long term cash laying around I could dump into this dip, but it can sit there a bit longer.

              I am glad that I listened to everyone here (and on Bogleheads) and left my college money and other funds that I need in the next 5 years in cash. They are the same value today that they were 3 weeks ago. I would have been very unhappy had they lost 10% (or wherever this correction ends up).

              Tom

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              • #8
                Thinking about going ahead and making a contribution to DH's SEP IRA now instead of doing the usual and waiting until after I do our 2015 tax return. The investment mix wouldn't change, but the timing would.

                So, I guess this means I'm thinking of "timing the market"??? Oh, the horror.
                Last edited by scfr; 08-24-2015, 04:19 PM.

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                • #9
                  Tdoay? Meh. If the market continues to drop I may invest money that we traditionally put in closer to 12/31. I will always take advantage of a substantial dip. But more if it's "lower than the market has been for years" low. It's got a ways to go.

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                  • #10
                    But on weekends market is always close in our country what to do than?

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                    • #11
                      Maybe the thread should be retitled "Are you selling today?"

                      Like most people who have 401K or money in stocks I looked up my performance this year today and it's down to 1.35%. Well, the stock market closed down 0.5% so that would bring my performance YTD to just 0.85% up.

                      I was hoping the market would rebound before it goes down further so I can sell some shares but alas, it's been down for a week now (the only blip was Monday but for a paltry 0.30% gain). Darn you VW. Today's supposed to be the up day but you killed it.
                      Kill the debt, before it kills you!

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                      • #12
                        Gold tips

                        52% of users recommend selling Gold.

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                        • #13
                          Originally posted by pakhijain View Post
                          52% of users recommend selling Gold.
                          Which drug are they using?

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                          • #14
                            Rebalance some funds mainly from my ROTH account. I bought some oil and gas stocks at a very low price. So far it a winner!
                            Got debt?
                            www.mo-moneyman.com

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                            • #15
                              I am currently on furlough so I am not investing currently but I am planning on buying my FERS contributions for years that I didn't or couldn't - this includes my stint as a Marine and 3 years as fulltime temp working for NOAA. I should be able to cover my time as a Marine but the years at NOAA I will probably have to set up a payment plan when I go back to work in January. I also have to figure out what to do with retirement plan from my work at Oxford University Press. Sigh! I should probably start collecting it - though it will only be about $300 a month.
                              I YQ YQ R

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