Can you please help me with asset allocation & diversification

[Buyingahome]

You can have as many Roth IRA accounts as you please. However, the annual contribution limit remains the same. You do not increase your annual limit by opening more than one account.

Once you have maxed your tax-advantaged accounts, you can open regular taxable accounts. You will pay tax as you go along, but there are no contribution limits.

oh okay, i thought I was missing out on a golden opportunity. thanks.