How long have you had a 401K?

[Like2Plan]

I noticed that the 401K to which I contribute is celebrating its 20th year of operation. ( Back then, it seemed like it took forever to get a 401K program established where I worked compared to everywhere else. ) I was very happy when my employer offered a 401K.
For DH, it was even longer--in 1999 he finally was able to take a job that offered a 401K.

[ginene]

I've only had mine for just over a year. Our job put in 8% of your salary along with matching it and then you are vested in 5 years.

[Ima saver]

Neither dh or I have ever worked anywhere that they were offered. He has been self employed most of his life. Sure wish we had one.

[Mixelflick]

Almost 15 years.

Took that 401k and rolled it into a self directed IRA. Have a new 401k where I work. I put in 7% and co. matches $.50/dollar up to 6%. Pretty sweet.

[meaghanchan]

I've never had access to one. I will in a couple months (my job offers one, but only for employees who've been there longer than I have) but there is no match.

[aurielle]

I have a pension plan. Gov't job.

[Like2Plan]

I have a pension plan. Gov't job.

aurielle,
Don't you have the TSP? (or do you have a state gov't job?)

[aurielle]

County Don't I wish I had a TSP!

[disneysteve]

Very interesting that we constantly read, hear and talk about 401k participation and, so far, nearly a quarter of us don't have access to one.

DW does have a 401k at her new job, but I've never had one.

[cptacek]

I've been working for 6 years, and I signed up for mine the first paycheck.

[kv968]

Next year will be my 20th year of contributing to mine.

[InDebtInDC]

I've been working full-time since 2004, and now that I've gone back and done the math, had I started contributing earlier I would have almost $100,000 in my 401(k) right now.

I really regret not starting earlier, but at least I'm starting to save hardcore now. I guess you never really get the lost earnings.

All of you college grads, start maxing out your 401(k) right now! I wish someone told me earlier.

[Schadenfreude]

I'm still in my first job out of college...and my company has and AMAZING 401k plan (match up to 6%, plus they throw in 1% for you, even if you don't participate), so I've been in it since day 1, January 2002.

[mobrep]

1 year this month. First year I was doing 2%, just upped it to 5% since I am now getting the company match of $1.50 on the $1. Fully vested in 6years I beleive it is.