"For Women Only"!

[PrincessPerky]

Re: "For Women Only"!

I use my mother, I get her to buy it, and we have a sortof money owed back and forth. If I send money to her, Dh knows not to ask why

I love to supprise him, but I would avoid all devious things, and I would be honest, I would never lie, but he knows not to ask, and he doesn't lie to me, I just know not to ask...

[rob62521]

Re: "For Women Only"!

I think the mad money idea is a good one. I also take the pennies from my husband's change about once a week. He is glad to have fewer pennies and never asks what I'm doing with them. I put them in a "piggy bank" and when it gets full, I put it in a Christmas Club account. I also put rebates in there and any extra money we get. I guess I don't keep it a secret because we share the Christmas Club account, but it is nice to have money that doesn't have to be accounted for.

[Ima saver]

Re: "For Women Only"!

I handle all the money in this marage, so I don't have to sneak and hide it to pay the taxes on the house. But, it is much harder for my husband to surprise me with anything cause all he gets is his allowance which is used mostly for gas.
He did surprise me with a computer for christmas. He had a friend help him order it in her name, then he got on the dell payment plan for one year, so 3 days after he "gave" me this computer, I got the bill.
That is ok, cause it is all his money anyway.
I am thinking about opening a savings account in my name only because only $100,000 in fdic insured. If the account is in just my name, it will be fdic insured too.
I guess after 30 years, he trusts me!!

[puppypal]

Re: "For Women Only"!

Well, since I am the main budgeter in our home. Hubby is the admitted spender and prefers I handle the finanical things! We do give each of us an allowance. Tiny as it is! Mad money , want money, extra special drinks now and again.....Don't amount to much 20.00 each a week. But I tend to save 50% of it to get those tiny surprises for DH. Sometimes it is something like a 1/2 baskins robins ice cream in his favorite flavor! LOL
I know it don't seem like much. To folks making over fourty thousand a year, but to us it is a wonderful surprise!
But! When you are down to rock bottom basics, it is such a nice treat to slurdge every once in a while!

[Gruntina]

Re: "For Women Only"!

I really enjoy Ima's posts. I share the experience of living with only minimum wage and hearing the success stories from Ima gives me hope!

I know the topic of this post is on a lighter note, but on a heavier note, I wished I had ideas and plans to save my money somehow without my ex knowing. Yes he was controlling and by him being controlling, it made it harder for me to leave. He maxxed out all my credit cards thinking that I would not leave him since I wouldn't have the means to pay the credit cards back and force me to depend on him. I left... with only what I wore that day and took the truck out of there. If I had a better plan, I would have saved for food, motel and gas costs. I survived and only down to the last 15% percent of my credit card debts.

After slaving away for the last 3/4 years paying off the debts with my hard earned money, I finally met a real nice gentleman to be with, working with good people and happy to find this website. I am hoping to listen to tips and advice and a lot of people on here like Ima so I can do the best I can with the money that I will be able to keep and spend on things that will benefit my day to day and future living.

I ask neither to be Rich nor Poor but have enough to satisfy.

[Broken Arrow]

Re: "For Women Only"!

Well, I'm sure Ima can speak for herself, but I just thought I'd point out that some men are perfectly comfortable with handing their money over to their wives. I have a good friend that does that, but then, the wife is much more financially savvy... and has an MBA.

To be fair, I myself wouldn't hand my money completely to anyone else either. Either I manage all of it, or we manage it together. However, I believe that's a personal preference that would vary between each individuals, eh?

[Broken Arrow]

Re: "For Women Only"!

He maxxed out all my credit cards thinking that I would not leave him since I wouldn't have the means to pay the credit cards back and force me to depend on him. I left... with only what I wore that day and took the truck out of there.

Argh! Stupid crap like that makes me mad! I can not even begin to fathom how anyone can be so cold and pathetic at the same time. ARGH!

Well, I'm glad you left. You are indeed much better off without him!

[PrincessPerky]

Re: "For Women Only"!

Gruntina, very glad you left.

[Ima saver]

Re: "For Women Only"!

Thanks gruntina for the nice comment. I would have gotten a divorce sooner, but I agree, you have to save and be in the position to do so, so that is what I did, I saved everything that I could.
On one of these forums, someone asked how much money you spent on clothes a year. I was so determined to buy a house when I was 20 that I remember how much I spent on clothes that first year I was married. $4, that is it. A dress on sale for $4, no new shoes athough my shoes had holes in them.
I had a house by age 21 (new too) and I had it paid off by age 31.

As for my handling the money, when I married my husband, I had a paid for house, so he knew I was pretty good at handling the finances. (which were not a lot. He made $4 an hour and I made $89 a week) (plus had to pay for private school and day care)

[Ima saver]

Re: "For Women Only"!

Sorry, I did not mean to sound like I was bragging. We build houses and have to have a large amount of cash to build them. I am just thinking it would make more sense to have money in several accounts so they would each be fdic insured. My husband is the most wonderful part of my life. I am sure he is happy with my handling of his money. He doesn't like to mess with money at all. He tells his customers that first thing. If they need to talk about money, they need to talk to me.

[Bookie]

Re: "For Women Only"!

pardon me but, you sound like a braggard. I don't need to know about your 100 k and how much your house costs in every post you make. Your husband sounds whipped..no way in hell would i hand over my pay to a wife. just my 2 cents.

I'm not sure whether I object more to the sentiment expressed or to the tone used.

This forum is a welcoming and friendly place to discuss financial matters. One need not agree with all the ideas expressed, but there are appropirate ways to express disagreement. Personal attacks are never appropriate, and they violate the common rule of civil discourse. One need not be unpleasant to be heard.

[pearlieq]

Re: "For Women Only"!

pardon me but, you sound like a braggard. I don't need to know about your 100 k and how much your house costs in every post you make. Your husband sounds whipped..no way in hell would i hand over my pay to a wife. just my 2 cents.

I agree with Bookie. I think this post was uncalled for and disrespectful.

We're HERE to discuss money, for pete's sake!

I also don't think it's fair to insult someone for how they choose to handle the money in their family.

[Thrifty Ray]

Re: "For Women Only"!

I'm not sure whether I object more to the sentiment expressed or to the tone used.

This forum is a welcoming and friendly place to discuss financial matters. One need not agree with all the ideas expressed, but there are appropirate ways to express disagreement. Personal attacks are never appropriate, and they violate the common rule of civil discourse. One need not be unpleasant to be heard.

I was just pondering what to say, when you took the words right out of my mouth.

There was no need for personal attack- especially on a member of the forum who is constantly supportive and encouraging to all others.

[Thrifty Ray]

Re: "For Women Only"!

..no way in hell would i hand over my pay to a wife. .

and that sentiment should help you remain a bachelor...so you have no worries!!

I hope your distrust doesnt come from experience...I (wife) also take care of our families finances and we are doing quite well.

[Jacklad]

Re: "For Women Only"!

Well, I'm sure Ima can speak for herself, but I just thought I'd point out that some men are perfectly comfortable with handing their money over to their wives. I have a good friend that does that, but then, the wife is much more financially savvy... and has an MBA.

I sold mutual funds for a while, and we were taught to "sell the wife". Our company's estimates were that with more than 70% of married couples, the wife was the one who managed the finances. It's certainly true in our case - but that was born of the fact that my husband worked away from home as a geologist. If I had been dependant on him paying bills, we would have been constantly in arrears.

To be fair, I myself wouldn't hand my money completely to anyone else either. Either I manage all of it, or we manage it together. However, I believe that's a personal preference that would vary between each individuals, eh?

I try to get my husband interested, but he's just not. All the information is on the computer for him to look at any time, and I certainly keep him informed of all decisions. Big money items and decisions are always mutual, even if I have to nail him to his chair for half an hour to explain the options.


Jackie