101 Painless Saving Ideas

[markio26]

Re: 101 Painless Saving Ideas

http://www.activshopper.com/ compare prices http://deals2buy.com/

i would have to say, stick to a real budget, that reflects your take home pay after taxes
and other deductions, average out your regular monthly bills, so, your are paying more
each month.. add to your long term savings and crisis fund monthly.. and assign money to
each family member;
mom: groceries, lunch items, cleaning supplies, etc. give mom $50 allowance
dad: $100 for gas and other work supplies, and occasional eat out lunch... $50 allowance
kids: $15 each for allowance... apparel money and school supplies money $25 each

only buy at a discount and only if your price book tells you it is a good buy... ask for discounts on everything... declutter your home, and your body and your mind..
purchase make up at www.eyelipsface.com it is $1.. and you can save on shipping by purchasing 6 items.. shp is $2.95

[Ima saver]

Re: 101 Painless Saving Ideas

Throw 2 large dry towels in with wet clothes, cuts my drying time down by 10 minutes.

[markio26]

Re: 101 Painless Saving Ideas

if you shake your clothes, fresh out of the washer, before hanging or using the dryer they will dry quicker and have less wrinkles.
sometimes, i wash clothes and leave them in the washer overnite with the lid open, then dry them for ten minutes ..saves bunches of dryer time money...
large items like comforters, i air dry and then put in dryer for 10 minutes with a tennis shoe to fluff.

[Haku]

Re: 101 Painless Saving Ideas

Oh yeah, turning down the water heater, sometimes even the AC or heat depending on weather. Just enough to save a little bit without sacrificing too much comfort.

Speaking of laundry, drying several loads back-to-back will save by maximizing the heat. Or, if you're like my mother, you'll just hang it outside on the back porch.

[markio26]

Re: 101 Painless Saving Ideas

alter credit card behavior, pay cash if at all possible.
brown bag lunch for work, school, play and shopping.
call off peak hours using your cell phone.
clip coupons and match to sales.
bundle your insurance, auto, home.

[Ima saver]

Re: 101 Painless Saving Ideas

We save a forturne by having my husband brown bag his lunch every day. When i use the dishwasher, I do not use the dryer in it. That saves over 30 minutes of running time.

[Haku]

Re: 101 Painless Saving Ideas

Oh yeah, don't forget about all the things you do to maintain your car. Even properly-inflated tires can save you money, and regular oil changes will save your engine in the long run.

[Haku]

Re: 101 Painless Saving Ideas

Ok, maybe some won't see this as a savings, but I love energy-saver bulbs. Sure, they're costly at first, but it's suppose to save you more in the long run. What I like best about them is that you don't have to replace them very often.

[Haku]

Re: 101 Painless Saving Ideas

I don't know why I thought of this, and I don't know if this is actually painless, but you can save a ton of money by using cloth diapers on babies instead of disposables. At least, that's what I've heard.

[Haku]

Re: 101 Painless Saving Ideas

Incidentally, I am LOVING baking soda as of late. They have these ones that cost more, but are marketed as odor fighters where they also include a nice scent. I bought a box for less than $2 for my closet, and it's been doing wonders. Much cheaper than those plug-in liquid types you buy. If you don't care for the scent, ordinary baking soda is cheaper still.

Plus, baking soda as a zillion other uses that you can put on your list to replace other, more expensive household items. I wish I could have invented baking soda.

[markio26]

Re: 101 Painless Saving Ideas

budget advantages:
goal achievement
debt reduction

i might add:
avoid debts in the first place.. don't create new debt..

[Ima saver]

Re: 101 Painless Saving Ideas

My husband can maintain almost every thing in our house, cause he is a builder!

[Haku]

Re: 101 Painless Saving Ideas

Oh yeah, save money by having a handy hubby!

Too bad I can't use that one.

(As in, NO I don't swing that way. )

[Ima saver]

Re: 101 Painless Saving Ideas

Learn how to do it yourself!![Automated by GetSmile]

[Haku]

Re: 101 Painless Saving Ideas

Yes, yes, working on it!

Now let's see. This nail... goes into that electrical outlet....