ATM now $5000 max can be withdrawn but this was inside the bank

[QuarterMillionMan]

Maybe outside ATMs' still only $500. Today was at my once a year maybe twice a year bank visit with 30 people ahead of me in line on Saturday morning. The manager who roams the floor announced $5000 can be withdrawn from the inside the bank ATM so I pounced but asked if I could also get $500 in singles. She obliged but had to go in the back to get some singles.

[Jluke]

We stopped to eat at a local pizza shop. They were charging 3% to use a credit card and we had no cash on us. This is a new policy for them as we’ve eaten there many times in the past.

they did have an ATM inside so I withdrew some cash. $2 charge (my credit union will reimburse end of month) and the max amount was $200.

that’s a lot of cash in the picture

[disneysteve]

We stopped to eat at a local pizza shop. They were charging 3% to use a credit card

This has become increasingly common in recent months. I'm not quite sure why all of a sudden. I guess with inflation running wild it's a way for them to cut costs by getting people to pay cash or cover costs by charging the credit card fee. I'm definitely not a fan since we normally pay for everything with a credit card.

I will admit I haven't switched back to cash yet though I may end up doing so. I always carry plenty of cash so it's not an issue but credit is way more convenient. Rewards are nice but not if I'm spending 3% more to get them.

[QuarterMillionMan]

[myrdale]

With $300 in honey sales for the year, I am pushing close to the $1,000 mark for cash on hand. Since I use the debt card for 99% of all my purchases, physical cash is mostly for the occasional parking fee, or kid raising money for sports team or charity.

[bjl584]

I can't remember the last time I took cash out of an ATM. All the cash I have on hand is from side hustles.

[QuarterMillionMan]

This weekend I spent $500 out of the $5000 already on entertainment, $300 at the casino and $200 in Tijuana. I had fun but wow that was an expensive weekend, lol. Next week I'll be in Hawaii for one week and I expect to spend another $500 but will charge to my credit card most if not all. Round trip was about $600 by credit card but still have to charge bag fees.

[kork13]

I used to almost never use cash. But in Japan, debit/credit cards, digital wallets, and other electronic payments are just alot less common than in the US. They exist & are available at larger, chain-style businesses... But alot of the local Japanese economy is small mom & pop outfits who either strongly prefer cash, or are exclusively cash. So now, I'll hit the ATM every couple weeks, pull $100-200 worth of USD & JPY, and that's become my new normal. I also have to carry around a coin purse, because Japan uses coins for everything below ¥1000 (~$7).

[QuarterMillionMan]

Mexico is similar to Japan and they want Pesos which is soaring and the USD falling now 16/1 vs 20/1, just 1 year ago. Only big establishments take credit cards but since it's USD the rate will be higher than pesos and foreign transaction fees will be added if you don't have a credit card that waives it. At 1:00 o'clock is one pesos (about .10 cents), 6:00 o'clock two pesos (about .20 cents), at 10:00 o'clock five pesos (about .30 cents), not pictured is ten pesos (about .70 cents), so on and so forth. Also, many places don't give change so you better have exact amounts. A taxi ride is 150 pesos ($9) and often I'd give 200 pesos and fade the change in lieu of including a tip and have the driver keep the change. Or a 1 choice Chinese mini-plate of beef brocoli and rice is 75 pesos ($4.50) and I'd give 100 pesos and the cashier would say no change. So now I go prepared to pay exact amounts.

[LivingAlmostLarge]

Just left singapore and thailand and lots of cash for food. I was pulling out cash left and right from atms. It's easy to buy stuff in stores but cabs and lots of smaller food stalls only take cash.