Originally posted by disneysteve
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The homeowners bear plenty of risk wiithout taking on other people's risks:
Many $ billions in property destruction and lost revenue were suffered by these same owners last December with the Smoky Mountains fires. Would it have been reasonable to ask guests to pony up $$$ for their stay even though a cabin was burned down? Of course not. That risk is on the homeowner. Hopefully they had the risk appropriately insured. Its their responsibility- not the guest's, nor the tax payer's.
I myself lost a cabin to the fires. I've been paying a monthly mortgage payment on an empty lot now for 10 months, with likely 6 more to go. But that's my risk - it's not Wells Fargo's, nor the guest's, nor the tax payer's.
Folks need to accept their own risks. Ownership.
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