Which auto insurance company do you have?

[LivingAlmostLarge]

Costco, very cheap.

[eric eckman]

Geico

Geico for me, and they've been great. My current rates are consistently lower than any other insurer when I comparison shop. I've had one accident where metal was actually bent. The accident happened at about 6pm and a Geico representative was at the shop with a check in hand to get the work started by 10am the next day.

Oh, and a tip for lower premiums- consider carrying a higher deductible. Put the cash to pay your deductible in your emergency fund and don't touch it, then you can enjoy the lower premiums that come along with a higher deductible for years to come.