They say bad things come in threes. In our case, it comes in SEVENS!
I got a nice little bonus at work, and since we were up to snuff with all our allocations, we had earmarked it for different purposes: I need a clothing refresh, a watch repair, some toward a project, some for a nice dinner....most got canned because of:
1: Water heater broke, slow leak onto basement floor. Had to pay $1100 for a new one, and $265 for installation.
2: Garage door torsion spring broke, cost $330 to fix.
3: Daughter's car went into "limp mode" and needed a new coil pack and overflow reservoir installed to the tune of $600.
4: Son's car got a flat in the middle of the night, so we had to get the spare installed and the flat replaced for $50.
5: Wife's car is making a bad squeaking noise in the back, so that's in for repairs. Still waiting to hear the damage on that one. UPDATE: OVER $800
6: Neighbor passed away, so we went to his calling hours in Buffalo. No cost here, just a sad situation.
7: We lost power last week for almost 12 hours, generator did a great job keeping us powered up, but the TV got cooked by the power surge. New one cost $500 (way under ins deductible).
We have an EF just for this purpose, but the "good" news here is that the little bonus pretty much covered everything because we didn't spend against it with the earmarked expenses.
The takeaway is to be prepared! Home ownership is really starting to wear on me though!
I got a nice little bonus at work, and since we were up to snuff with all our allocations, we had earmarked it for different purposes: I need a clothing refresh, a watch repair, some toward a project, some for a nice dinner....most got canned because of:
1: Water heater broke, slow leak onto basement floor. Had to pay $1100 for a new one, and $265 for installation.
2: Garage door torsion spring broke, cost $330 to fix.
3: Daughter's car went into "limp mode" and needed a new coil pack and overflow reservoir installed to the tune of $600.
4: Son's car got a flat in the middle of the night, so we had to get the spare installed and the flat replaced for $50.
5: Wife's car is making a bad squeaking noise in the back, so that's in for repairs. Still waiting to hear the damage on that one. UPDATE: OVER $800
6: Neighbor passed away, so we went to his calling hours in Buffalo. No cost here, just a sad situation.
7: We lost power last week for almost 12 hours, generator did a great job keeping us powered up, but the TV got cooked by the power surge. New one cost $500 (way under ins deductible).
We have an EF just for this purpose, but the "good" news here is that the little bonus pretty much covered everything because we didn't spend against it with the earmarked expenses.
The takeaway is to be prepared! Home ownership is really starting to wear on me though!
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