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Hello all. I'm new to the forum and have taken a few hours to read through many posts. I did have a question though - do I need to enable something in my profile to see the older threads? For instance, the Debt section lists more than 1000 threads, but I only see 2 pages worth of threads back to Jan 2016. Are threads = posts? Thanks.
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Welcome to the forums!
Due to needing to control spamming and people pulling up old threads instead of starting new ones we have limited being able to see older threads until you have reached a certain posting limit, or time with the forums. I believe that is the new rule. Need another mod to chime in since I am not sure. You are the first to ask since they started making changes.
My suggestion is for you to ask questions in new threads so we can help give updated and possibly more relevant(to you) answers.Everything happens for a reason. Sometimes that reason is you're stupid and make bad choices.
Current Occupation: Spending every dollar before I die -
Thanks for the reply. I enjoy reading the older threads and watching how they end over a period of time. I have also read a few things about the order of paying off debts and saving that I hadn't considered before.Comment
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Such as? I'd be interested to hear how you originally thought of paying them, and then what you learned while reading on this site.Originally posted by dbow2000 View Post
It's why we are here, after all. To learn.
Everything happens for a reason. Sometimes that reason is you're stupid and make bad choices.
Current Occupation: Spending every dollar before I dieComment
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One that comes to mind was the suggestion to not pay over your company's match on 401k initially, but to put effort to fully funding a Roth IRA and then return back to the 401k to max it out. Another suggestion I saw was to also cut deposits to 401k at the company match and then work to pay off any debt with over 5% interest.Comment
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Not to sound insulting, but do you understand why? It's great to learn a new idea, but it's better to learn why to apply the understanding to other situations later on. It's how you get financially wise rather than just following someone's advice.Originally posted by dbow2000 View Post
Similar to why I believe people should learn the basic concepts of a whole/universal/variable vs term life insurance policy. You can take our word for it to only buy term, but a whole life agent might come along and paint a pretty picture steering you in the wrong direction.Everything happens for a reason. Sometimes that reason is you're stupid and make bad choices.
Current Occupation: Spending every dollar before I dieComment
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You need to have 1000 posts or be a member for at least 1 year (which ever comes first) before you can see all of the threads.Originally posted by GoodSteward View PostBrianComment
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Thank god. By that time any troll that wants to cause havoc will give up and move on.Originally posted by bjl584 View PostComment
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We will be updating the forums soon to new software. Part of that update will also include a feature where the first 5 posts from a new member will have to be approved by a Mod before it will appear on the boards. That should almost totally eliminate all spam.Originally posted by rennigade View PostBrianComment
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Do you think someone will make 1,000 legit posts just to then start posting spam?Originally posted by StormRichards View PostSteve
* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.Comment
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or someone desperate to sell their whole life insurance, or save you millions by using their financial services.Originally posted by rennigade View PostEverything happens for a reason. Sometimes that reason is you're stupid and make bad choices.
Current Occupation: Spending every dollar before I dieComment
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