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I started reading on this forum 5 years ago when I got my first job after college. I've learned a lot on this forum especially managing my finances and saving. I don't post a lot but I read a lot. I also read few books and sometimes watch or listen to shows relating to finance ex. dave ramsey radio show.
I am originally from Asia and I moved in Los Angeles without any money, just my degree in computer science. Fast forward to now, I am now 25 years old and I just graduated from my master's degree. I started from bottom earning close to minimum and now have a lot of experience after several jobs and now earning $105,000/year. I also was able to petition my long time girlfriend to come here in America (which is now my wife) and she is now working as a graphic designer for $30,000/year.
I had two major debts which is a brand new car for $25,000 (current car value is $15,000) and graduate student loan for $15,000 but both PAID OFF. Yes, I am now debt free!
We were able to save $15,000 for our emergency fund and now contributing to IRAs (we have $20,000 currently). We are now living in a nice apartment and was able to buy and fully furnished our place.
I won't be in this position without the help of this forum. I know I am still young and I am just starting and I want to achieve more. Our next goal is to buy a house here in Los Angeles after 3-5 years.
My specialty is website and web application development so If there is anything I could do to help (website, server/hosting, design) etc. It will be my pleasure to give back.
Thank you.
- Leo
I am originally from Asia and I moved in Los Angeles without any money, just my degree in computer science. Fast forward to now, I am now 25 years old and I just graduated from my master's degree. I started from bottom earning close to minimum and now have a lot of experience after several jobs and now earning $105,000/year. I also was able to petition my long time girlfriend to come here in America (which is now my wife) and she is now working as a graphic designer for $30,000/year.
I had two major debts which is a brand new car for $25,000 (current car value is $15,000) and graduate student loan for $15,000 but both PAID OFF. Yes, I am now debt free!
We were able to save $15,000 for our emergency fund and now contributing to IRAs (we have $20,000 currently). We are now living in a nice apartment and was able to buy and fully furnished our place.
I won't be in this position without the help of this forum. I know I am still young and I am just starting and I want to achieve more. Our next goal is to buy a house here in Los Angeles after 3-5 years.
My specialty is website and web application development so If there is anything I could do to help (website, server/hosting, design) etc. It will be my pleasure to give back.
Thank you.
- Leo
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