Are you a saver or a spender?

[PRICEPLUS]

I am a saver who married a prolific spender! It took years of struggle and mountains of debt before we sort of got on the same page. We are close to our goals and we have found that livng frugally and simply works for the best in the end!

[Tessol36]

I am a spender in the wrong way . I am always helping people out(which I don't think is all that bad). Some people don't know when to stop coming though. And something always seems to come up that needs monetary attention. I also invest in new ideas and my goal is to teach people how to be self reliant so I can have a little relief. I pray 2014 goes well and my dreams come through in Jesus name. Amen.

[figuringmoneyout]

Ultimately I'm a spender by nature. I really love to buy things. And collect things. And spend money. However I'm pretty good at saving too mostly because I allow myself to save by investing. It feels much more like buying than saving so I still get a little happy boost from it. I'm not naturally a saver but I've found ways to work with it so I'm not constantly broke!

[gogirlanime]

I am more of a saver, however I am kind of in between. I buy a lot of stuff that will save me more in the long run. I am obsessed with figuring out new and innovative ways to save money while not having to change my lifestyle hardly at all.

Recent things:

Note: I am 26 and when I say "lifetime" I am assuming if I live to be 80-years-old.

-Bought plastic washable pellets as cat litter for $15 instead of buying disposable.They will last a lifetime if taken care of. Saving me $2,808 in my lifetime (instead of buying dollar store cat litter every week)
-An automatic on/off power surge. I use it to turn off my box freezer for 8 hours over night $10, it saves me $54 a year. Saving me $2,916 in my lifetime. As long as you don't open the freezer the food inside will not drop in temperature with the freezer turned off for 8 hours a day.
-Washing clothes by hand and drying by air. Cost me $20 to get extra coat hangers for drying, clothes pins, and some curtain hangers used as clothes hangers from my local dollar store. This saves me $285 a year, $15,407 in my lifetime.
-Bought four 25 watt heating pads to heat up my bed and use them for one hour a day costing me $6 a year. Me and my boyfriend also bundle up and use flower pots and tea light candles to heat up a room (Youtube it) although I take it a step further and make my own mini oil lamps and burn vegetable oil, this gives me pretty much unlimited candle light for a whole year for $6 (a 2 gallon tub of vegetable oil at my grocery store). Occasionally we use a small 12" x 12" dish heater. After using our oven we leave it open to heat our apartment. In the end instead of using a built in heater for about 6 hours a day we do these tricks and save $768 a year, $41,472 in my lifetime.
-The average American uses 85 rolls of paper towels every year costing about $1.25 each roll. I used about one roll a month for emergency clean ups and wiping windows. Saving me $91 a year and $4,914 in my lifetime

Cost of all these things for the next 54 years: $1,259
Savings over the course of the next 54 years: $67,517
Difference: $66,258

If my take home was $20 an hour throughout my lifetime and I worked 40 hours a week I saved 1.53 years of my income and 138 24 hour days of my life.

[Sinbad43]

I have a tendency to spend money when I have it. Oh well!