Inherited mothers Profit Sharing / 401K, now what?

[BrianTheMute]

I am completely new to this, I know nothing about banking or finance or anything.

In January of this year, my mother passed away. She had breast cancer. Shortly after, I found out she had a "Profit Sharing" account with her former employer. So I took a ride down to corporate and talked to them about it, and they put it in my name and now it's at "Fidelity". After that, it sort of went to the back of my mind, I had a lot going on and was very depressed. Recently, I called Fidelity and set up my account on their website. I saw that I have $14,600.

My question is; what should I do now? I have been planning a trip for my fiance and I, Disney World, first week of February next year. I want to take out $5,000. What is the best way to do that, take out the entire lump sum or just what I need? How do I go about this?

Also, I noticed that in a matter of 2 days since I gained access to the account, it went down by $119. Is this normal? Kind of worries me.

[bennkar]

You want to spend how much to go to Disneyworld?

You want to take $5,000 to DisneyWorld??? I was there just a few weeks ago, and I know its expensive, but really, just what are you planning on doing? Buy cheap one day passes for $50/person, stay in a nice, but not too expensive motel for less than $1,000 (I would guess it should be less than $500 for the week), and buy as little from Disney's expensive restaurants, and you should have a great time for both of you for under $2,000 easy.

I took my new girlfriend and here were my expenses:
Drove my car there (15 hours one way) cost: $200 in gas. (though I had $50 in gift cards, and she gave me $50, so my total cost was $100)
Stayed at a time share 5 miles from Disney for $500 (lovely place next to a golf course)
Spent $0 on Disney tickets (Got them as left overs from my mother - an equivalent would have cost about $550 (2 x 3 days))
Bought groceries for $60 and ate great every day. Smuggled in some food with us every day, spent maybe $30 for food total at the parks.

Using my technique cost me a little over $1000 (actually since I got freebee tickets, she chipped in for gas, and I had gift cards my out of pocket was under $700), you should be able to hold it under $2000 reasonably.

[BrianTheMute]

This is her first time ever going to Disney. We're staying at the Polynesian, where I stayed as a child. I want to really treat her.

I had a rough year, I'm splurging.

[BrianTheMute]

I think you can go online and buy Disney Club points and stay on the Disney properties.

My wife and I bought some from a friend of hers a couple of years ago and wound up staying for about $80 per night. We flew to Disney, had free transportation from the airport to our hotel, and free transportation around the grounds. We paid for the points (I think online it is like $13 per point), air fare, tickets to the parks and meals. I think we spent a total of around $1500. We arrived on Sunday evening and left Friday morning. $5,000 seems ridiculous to me.

I looked into that, but the Polynesian doesn't participate in DVC.