How can I get out of debt while on SSI?

**genchan** · 11-22-2005, 07:36 PM

Re: How can I get out of debt while on SSI?

Begging websites don't work. You need to offer something of value to the readers. There are just too many people begging on the Internet these days that it's just impossible to tell who is in real need and who isn't.

If your website is getting traffic, why not try <a href="http://www.savingadvice.com/forums/showthread.php?t=7714">google adsense</a> since it appears some people have done well with it.

**aniceguy_2** · 11-22-2005, 07:45 PM

Re: How can I get out of debt while on SSI?

I don't know what is google adsense or how it works.What is it?How does it work?My website offers music and chat rooms for free.They were free to me and free to anyone who uses them from free webs.com.I also have a request out there on save me sites.But so far all I get is scam emails from Nigerians and such.I broke down and asked a local church leader for help but he was only able to help a little.I am wondering what I am going to do for food and such in the meantime.So what is google adsense?Do I have to pay for it?I don't have any money.Do I earn money with it?

**34saving** · 11-22-2005, 07:51 PM

Re: How can I get out of debt while on SSI?

Well, for specific advice I'm afraid we'll need some more specifics. Do you have a budget? If so, would you mind posting it? We might to able to whittle down your expenditures. Also, what are your skills? Does SS limit the amount of money you can make or the (legal) ways you can make it? Do you have a family? The more details you are willing to provide the better our chances are of being able to help. We're a pretty creative group.

**34saving** · 11-22-2005, 07:53 PM

Re: How can I get out of debt while on SSI?

Google adsense is free. It will give you codes to put on your website. It will then seach your content and post (hopefully) relevant ads. You can see examples on the right. It's free to sign-up and it pays when people click. It takes awhile to get to the minimum payout, but it's something.

**aniceguy_2** · 11-22-2005, 07:54 PM

Re: How can I get out of debt while on SSI?

Ok here it is broken down for you:
I earn 840.00 a month on social security
I am not allowed to earn anything over that or I will lose my disability payments and insurance
I have a mass of payday loans that total 1,700.00
I have a utility bill for electric that is 4 month late and is over 230.00

**aniceguy_2** · 11-22-2005, 07:55 PM

Re: How can I get out of debt while on SSI?

My rent is late all the time and is 375.00

**2moretrees** · 11-22-2005, 07:56 PM

Re: How can I get out of debt while on SSI?

You need to go to your local charities and see what they can provide. But this is temporary help to get you through for a short time.

Asking for money is not going to solve your problems because it doesn't address the issue of how you can earn more money. There isn't a quick fix and it's going to take a lot of time to get something going that is earning you a bit of money.

I don't know much about adsense other than what I've read. It's the advertisements you see on this site. When people click on them, it earns money. It's free to sign up. Others can give you more information I'm sure.

What are your current living expenses and your current income?

**2moretrees** · 11-22-2005, 07:58 PM

Re: How can I get out of debt while on SSI?

sorry, much of the information was posted while I was writing.

**34saving** · 11-22-2005, 07:58 PM

Re: How can I get out of debt while on SSI?

How about other expenses? Rent? Mortgage? Food? Etc? Also, is the $1700 the total on the payday loans or the amount due every month? Do you expect to be off of SS at some point or is this likely a permanent situation?

**34saving** · 11-22-2005, 08:00 PM

Re: How can I get out of debt while on SSI?

Oh, how's your credit?

**2moretrees** · 11-22-2005, 08:00 PM

Re: How can I get out of debt while on SSI?

It looks like you're in a catch 22. If you can't earn more money, you can't possibly pay off your debts. How much is the disability payments and insurance worth?

**aniceguy_2** · 11-22-2005, 08:02 PM

Re: How can I get out of debt while on SSI?

see expenses and earnings above...I have tried charities and the only thing I have come to so far for financial help is a Jewish service that loans money to people with bad credit but you have to be Jewish and I am not.Almost all of my check goes to payday loans.I really wish there was a rich person with a charitable heart out there who grants people like me with help that I could get help from but that is just not reality.And because there are so many scammers out there it is really hard to get help using the web.But it was my last ditch effort because I have tried everything else possible.

**aniceguy_2** · 11-22-2005, 08:05 PM

Re: How can I get out of debt while on SSI?

Originally posted by 2moretrees

It looks like you're in a catch 22. If you can't earn more money, you can't possibly pay off your debts. How much is the disability payments and insurance worth?

I am not sure what you mean worth?I am paid disability because I can't work and so I get SSI (Social Security).My Medi-Cal pay all my medical bills.But that's it.I have no other source of income and I am not permitted to have any without losing some or all of my benefits.Which leaves charity, donation, and loans.

**34saving** · 11-22-2005, 08:06 PM

Re: How can I get out of debt while on SSI?

Oh, sorry to keep adding . . . do you have any assets that are worth anything? How about friends or family you could stay with?

How can I get out of debt while on SSI?