Went to see this house today...

[gamecock43]

Dont force it. The decision should come easily and feel right. If you force yourself to make a decision then you risk making a mistake.

Maybe because it looks like an either 'buy now, or buy in 2 yrs' deal that has you anxious. If you shorten it to 'buy in 6 months or buy in 1 year,' then you will be giving yourself 6 months of relief from this exhaustive uncertainty.

I stand by my prior posting that you will be spending alot of $$ that could go to a savings account and earn interest to get into this house. And it might slow you down (from getting in your cape) in the long run.

I also suggest that you wait for your fiances benefit. It's his first home too. I would think he would want to go through the process with you, of house hunting, moving in, decorating. You said he goes to school 5 hrs away, so he doesnt get to share with you in your first year of homeownership!

And since he does not have a job yet, you guys are limiting his job options before he's graduated.

But feel free to keep proving me with homes to look at, I find it great fun to help people to spend their money.

[ScrimpAndSave]

It is really fun to look!

I am basing it on my salary alone...God forbid he doesn't get a job, we will still be able to afford it.

He is home now for the summer...so we have been looking together.

[DebbieL]

I personally prefer the first house you put up. I would go for that over a townhouse, but of course you should do what's right for you!

[ScrimpAndSave]

Debbie, I love that house two. I think I am pretty set on the fact that I need at least 1.5 bathrooms.


I also like that the townhouse has more spacious rooms:

Area Forks-70
Subdivision Independence
Approx Square Feet 1364* Sq Ft Source Tax Records
Lot Sq Ft (approx) 0 Lot Acres (approx) 0.000 Lot Size Source (Tax Records)
County Northampton
Beds 2 Baths (FH) 2 (1 1)
Year Built 1985*
Cross Street Orchard Road
School District Easton
Directions to Property 115 N. Left on Old Mill, right onto Orchard Road to left to Fort Lee court.
Features
Style Traditional
Stories #2.0
Type of Ownership Fee with HOA
Construction Aluminum, No-Maintenance Trim
Parking Off Street (driveway)
Basement None

Rooms & Sizes
Living Room 19x18 Level: 1st Floor
Kitchen 20x11 Level: 1st Floor (Large Eat in Kitchen)
Bedroom 1 17x17 Level: 2nd Floor
Bedroom 2 10x17 Level: 2nd Floor
Bathroom 8x8 Level: 2nd Floor
Other Room 1 5x5 Level: 1st Floor (Powder Room)

Additional Features
Appliances Clothes Dryer, Clothes Washer, Dishwasher (Stainless Steel), Oven Gas (Stainless Steel), Refrigerator (Stainless Steel)
Exterior Enclosed Patio
Interior Features Contemporary, Family Room Lower, Laundry Second, Walk in Closet
Miscellaneous HOA Fee

Utility Information
Heat Forced Air, Gas
Cooling Central AC
Hotwater Gas
Technology Cable, Satellite
Amperage 100.0
Amperage Type Circuit Breaker
Water Public
Sewer Public

Financial
Total Taxes $2360.89
Possible Financing Cash, Conventional, FHA, Seller Assisted, VA



SELLER ASSISTED! Yeah! That means they cover some closing costs.

[ScrimpAndSave]

And let me jst say that the townhouse is in an amazing suburb...very up and comping....very safe...great for resale.

[gamecock43]

OOOHHH...he's home now. That clarifies alot. You guys have months spread before you with nothing to do but look at houses (and I realize you are both likely working over the summer..but I'm guessing your jobs leave you with a good amount of spare time, and the pressure is off him right now because he does not have a million things to do for school)

And you guys are feeding off one anothers excitement when you look at houses together.

And you feel like you have a small window of opportunity to buy before he goes back to school and you get caught up in teaching school.

And you guys are waking up every morning and coming face to face with your father and its a tad awkward with him for your fiance and you guys dont want to interrupt your dads routine.

(I'm guessing all this-obviously)

But I can see how that environment is encouraging you to feel the urge to buy right now. That combined with you having just graduated and feeling like you want to get started on the rest of your life can create a strong impulse to buy.
If I am remotely on the right track here, then wait before you buy. In 3 months your life will change where the fiance leaves, you get caught up in work and making plans to visit him, and the desire to be house hunting will likely subside.

[ScrimpAndSave]

Yes you are partly right...except being at home isn't really awkward. We wake up, eat breakfast together...we are both off to work. when I get home, my dad asks where he is....because there is a hockey game on and I think he likes the company.

I swear, if my fiance lived here and not me...my dad would not miss me! Haha!

I'm not in a rush it buy...but I have to say that I cannot believe how much I am learning about what I do and do not want in a house...what I thought was tolerable simply isn't...and what I thought I didn't need I really want.

Like I said, huge learning experience.

[banana]

That townhouse is really nice

[ScrimpAndSave]

THIS IS PERFECT:

CENTURY21 Real Estate

And I am assuming I could get it down to around $165,000- $170,000...but with only 3% to put down, I am not really sure I can afford it on my $50,000 a year salary...even though my debt is really low.

This area is very, very nice.

LOVE THIS! Could stay in this for...a long time.

[ScrimpAndSave]

Sorry, the MLS is: 300855


2638 Eldridge Ave, Easton, PA 18045 | Zillow Real Estate

[maat55]

You guy's and gal's need to do some internet home searches in the Tulsa area, you would freakout at what you could get for the money.

[ScrimpAndSave]

Oh, I realize that. Doubt I would make a great teaching salary though...