Suze Orman or Dave Ramsey?

[humandraydel]

Even... Kiyosaki.

Have you heard? Since Kiyosaki can't sell his get rich quick in real estate scheme anymore, he's moved on:


"It's time to get smart about investing. Introducing the all-new Rich Dad Education Stock Success System® - teaching you how you can trade better - safer - smarter. even if you've never bought or sold stock before!"


Rich Dad Education Stock Success System®


...I wish I were joking!

[Brokemofo]

I recently started watching DR's show, and I must say regardless of financial advice Suze has a much better show. Ramsey's show is plain boring. I set my DVR to record all his shows, but after watching 3 or 4 I'm done. Suze is way more interesting and informative. Plus, I don't have to listen to her say the stupid, robotic "better than I deserve" crap.

[irmanator]

thanks for mentioning her show, it reminded me to go watch. My daughter watched and liked the can i afford it segment. she is 15. maybe it will stick with her.

[Diolla]

Suze is a woman with an alternative lifestyle.
Dave is a Christian man.

I didn't mean anything personal or offensive about either. I personally find Suze obnoxious and Dave condesending but I didn't include that because it was a personal opinion and I know lots of people that they have helped get off their duff and make some progress towards financial responsibility. (me included)

The original question though was how are they different so I wrote how they are different. While I agree with most of the pps I have learned more from the people, sites and blogs I have found on the internet.

[maat55]

Suze is a woman with an alternative lifestyle.
Dave is a Christian man.

I didn't mean anything personal or offensive about either. I personally find Suze obnoxious and Dave condesending but I didn't include that because it was a personal opinion and I know lots of people that they have helped get off their duff and make some progress towards financial responsibility. (me included)

The original question though was how are they different so I wrote how they are different. While I agree with most of the pps I have learned more from the people, sites and blogs I have found on the internet.

I've listened to Dave for years and have not found him to be condensending. I've heard a little sarcasm and chastizing, but with his heart is in the right place.

[Broken Arrow]

Have you heard? Since Kiyosaki can't sell his get rich quick in real estate scheme anymore, he's moved on:


"It's time to get smart about investing. Introducing the all-new Rich Dad Education Stock Success System® - teaching you how you can trade better - safer - smarter. even if you've never bought or sold stock before!"


Rich Dad Education Stock Success System®


...I wish I were joking!

Good God. This has to be one of the signs of the Apocalypse.

[Aleta]

Wow! I guess real estate is a tad slow now.

[musicalbabe85]

Ok, I haven't had much experience with either, but if Dave feels that credit is unnecessary and thinks FICO isn't important, how are people to get a mortgage loan for example? Is he assuming that the people he is helping already have that, or does he explain what would be acceptable? Again, I'm just interested because anymore without credit scores you can't get much of anything!

[smileybear]

I got turned off to Dave Ramsey when the "christmas card" he sent included not just photo of his family, but also a pitch for buying the latest thing he was selling.

Good way to write off the holiday mailing on your taxes, but the sentiment was pretty much lost, to be polite about it. That left a bad impression, utterly without integrity imho.

[fruitbowlk]

I love Suze Orman. She has really put me on track with my finances. I'm an in the midst of following her plan out of her YB&F and Women and Money. This is how I got started saving for my EF. I hope to hear her speak in person oneday.

[fruitbowlk]

Good God. This has to be one of the signs of the Apocalypse.

I'm reading his wife boodk. Rich Women and I'm bored. On to the next book.

[tabbycat31]

I watch/listen to both of them. And I can think of some situations that Suze and Dave would think differently.

A few weeks ago on Suze's show, a couple came in deeply in debt, and the wife was a SAHM. Suze told her flat out, that they're not in a financial situation for her to be a SAHM. However I think Dave would have told the husband to deliver pizzas and take on other odd jobs before telling the wife to go back to work.

Idea wise, Dave is a lot more "in your face" than Suze is. I've never once heard Suze mention budgeting for example.

[maat55]

Ok, I haven't had much experience with either, but if Dave feels that credit is unnecessary and thinks FICO isn't important, how are people to get a mortgage loan for example? Is he assuming that the people he is helping already have that, or does he explain what would be acceptable? Again, I'm just interested because anymore without credit scores you can't get much of anything!

Manual Underwriting.

[JNDN99]

I think both give good advice and in the long run, both agree one should get out of debt.

If were to go by personalities, my husband would be Dave Ramsey with the cash only method. The only problem is getting a hotel room or booking anything -- the man didn't have a credit card. I guess I would be Suze Orman -- use credit cards wisely.

In the greater scheme of things, it's all about taking advice and making it work for you. I don't agree with everything each one says.

Actually, that is how some people think - that they have to have a credit card for such things. I have not had a credit card in over 7 years and book all my travel online and travel frequently. I book flights, hotels and even rental cars with my bank debit card and have no trouble what so ever.

I think Suze is ok, but her teaching style is not for me.

I am a Financial Peace grad and love Dave! Yes, he is bigger than life at times, but the message is clear, Debt is Dumb and Cash is King and you need to control your money and not have your money control you.

It is hard work and yes, sometimes we stray but we get right back in and work those baby steps. That is it, it is not overwhelming - you just work at the baby step you are on and keep your eye on the prize.

Have a blessed evening!

[jamiefic]

This is so interesting to read...I've heard good stuff out of both of them and have questioned some of what they've said as well.

I didn't realize that they both had regular shows (TV, right?). I've seen Suze on non-cable TV and have heard Dave Ramsey on the radio and gotten stuff from his website and books. When are their shows and what channels? We don't have cable, so this may not even help me...but I thought I'd ask just in case I've just never seen them. Thanks!