Tweet
Looking back on your finances, if you could do one thing over, what would it be? I would have paid less attention to the deductible on my health insurance and made sure that we had higher catastrophic insurance. Live and learn.
-
-
Re: If you could do one thing over.............
oh yeah much better insurance! My CC bill is almost all due to the uncomplicated natural birth of my daughter (second kid). the first was great insurance a grand total of 270$ for his not so drug free birth. I wont depress you with the cost of the second.
I also would have spent less time being a typical DINK (Dual Income No Kids). Nothing wrong with the time before kids, just the way money was spent. To have the days where I forgot to cash my paycheck for weeks cause I just didn't need the money back. (have them back so I could promply cash the things and earn interest on them! I could have invested back then! in something more worthwhile than dinner out every other night!) -
Re: If you could do one thing over.............
I wouldn't have traded in for a new car every other year when we were young. What a waste. It still bothers me when I think about it.Comment
-
Re: If you could do one thing over.............
Just one thing? I can think of a hundred...
I'd say I'd have spent more wisely before children came along and I would have actually saved money instead of just spending every dime that came in the door.Comment
-
Re: If you could do one thing over.............
I would have gone to a state school rather than a private college and incurred much less educational debt. It still seems stupid to me, and I'm sure it will until I pay it off!Comment
-
Re: If you could do one thing over.............
I wouldn't have used a credit card in college to play with my friends. A good time then, but I'm still paying for it now. I'm sure I could have still had a good time without spending all the money on the credit cards.Comment
-
Re: If you could do one thing over.............
I convinced myself that I needed a truck. Although I feel I use my truck more than the average person. I should have bought an economical car and a used truck. I probably would have spent less on two vehicles combined than the one I have now.Comment
-
Re: If you could do one thing over.............
We put a 50K downpayment on a 123K house 4 years ago. We had 30 K in Student Loan debt that we were struggling to pay off. We eventually refinanced but we could only take out 25K. We used some of that money for loan payments- but not all. I don't even know where the rest went! I would have done that all differently if had known then what I do now. Live and learn.Comment
-
Re: If you could do one thing over.............
I would have chosen a different contractor to redo my sunroom. I gave the business to my neighbor because he's my neighbor and has been in the business awhile. We even had a quote $1,000 less but we wanted to get a quality product.
However, he took 6 months to even start the job, then screwed us over and tried to charge an additional $250 when he had left tons of remodeling trash on our lawn and holes in an adjacent room.
Things got hairy, so now we have a strained relationship with someone we live next to and we're out $1,000 we could have saved.Comment
-
Re: If you could do one thing over.............
I would have stayed in my first house longer than 10 months. I was anxious to get out when a nicer, new product was built, but I'm going to get killed with capital gains taxes - at over 30%. I wish I hadn't been so antsy, and stayed there two years so I could keep all the profit. The only good thing is that I've rented it out. But I could have done that down the road... It appreciated over $60,000 in less than a year ~ and someday the govt. is going to get a HUGE chunk of that.
Comment
-
Re: If you could do one thing over.............
Ahhhhh, if we could just go back in time. At least it seems that everyone has learned a bit from the mistakes.Comment
Comment