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I don't believe in allowances

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  • #31
    Re: I don't believe in allowances

    Teaching children a good work ethic and that they will be rewarded in relation to their performance does have value. But there is equal or greater value in teaching children that we all depend on each other and need to contribute our fair share to the household chores, just as we expect to receive help and material possessions from other family members when we need them.

    It has to be a balancing act. Too much emphasis on being rewarded for doing work around the house or getting good grades makes everything a commodity and leads to an aditude of "Show me the money, or I won't do squat!" Too much emphasis on "we're all in this together" and "from each according to his ability; to each according to his needs" leaves your kids expecting the whole world to act like one big commune. But worst of all is the situation where the kid is just handed everything and isn't expected to give anything in return.

    While I question the posibility of using them in the real world, I'm rather fond of the child-raising methods advocated by B.F. Skinner in Walden II. In a way all parents used to use those techniques in various versions. They would intentionally create physical, mental, or emotional challenges for their kids in order to toughen them up. But now instant gratification seems to be the rule of the day and heaven forbid junior should be denied anything or face even a minor dificulty. {I realize none of you are like that. I'm just ranting because of people I've known in my real life. }

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    • #32
      Re: I don't believe in allowances

      Love the point about a balancing act, and the idea tha challenges are good for kids, Ioften see my kids struggling with something, and just offer encouragement..unless htere is complany here, then of course you know the company will swoop in to do it for them......(fortunatly we do not have company that often)

      I realized last night how odd I am when I told my 4 year old son to clean his room or he wouldn't be able to read with daddy before bed...I knew he could do it, I also knew he was supposed to have done it much earlier. But what other strange person insists their 4 year old clean his room! (he did finish in time and he did read to Daddy)

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      • #33
        Re: I don't believe in allowances

        I have an entry in my blog about my dilemma between kids allowances and earning money. There has been alot of great comments and I thank everyone for that.
        My problem doesn't really involve "buying them everything" and they don't throw fits at the store for things. I guess it's more or less trying to decide how a 10,6 and 3 yr old earn money and how to teach them how important to save.
        If you read my blog I explained how I tried my "home banking" idea. Where the older 2 had their own accounts here at home. They had fake checks and deposit slips where they could track all spending and savings. If they got a certain amount saved I'd throw in an "extra interest" amount and we would then take it to the real bank. .....Well they went crazy. I don't know if it was the novelty at first or what but let's just say mom did not pay interest out.
        THey never earn an allowance and never get paid to do the things that are normal requirements..i.e. (making beds, cleaning rooms, dishes, picking up living roon, toys..etc)..they got their money from things like yard work, washing cars, really cleaning with me(windows etc.), birthday $, special occasion $ from relatives.
        I guess my main problem lay in where do I start again. Do I use the same technique and restrict spending? Completely change their money/savings program or what? I will NOT give allowance. I don't get money for being a mom, they will not get it just because they are kids. ( SORRY JUST MY RULE).
        Back to the beginning.

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        • #34
          Re: I don't believe in allowances

          Originally posted by atatat
          I don't get money for being a mom, they will not get it just because they are kids. ( SORRY JUST MY RULE).
          Well, yes, actually they do get 'money' just because they're kids. You spend tons of money on them for food, clothes, shelter, and lord knows what else. Nobody does that for you because you're capable of doing realworld work to earn a living and they're not. An allowance just says to them, "instead of you asking me to spend money for XYZ and me making the decision, I'm going to give you some money to spend however you want, and if you screw it up you'll have to live with the consequences."

          But it's your house and your rules. I'm just nit-picking.

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          • #35
            Re: I don't believe in allowances

            Originally posted by PrincessPerky
            But what other strange person insists their 4 year old clean his room! (he did finish in time and he did read to Daddy)
            PrincessPerky - I did!! I don't consider myself strange. I consider mothers who don't do it this way the strange ones.

            Mine were doing dishes, cleaning their rooms, etc. at age 4. Not very well mind you but they have always helped with the laundry, dishes, room cleaning, trash emptying, dusting, vacumning, etc. Why would I want to try to start explaining WHY they have to do this to an 8 or 10 year old? Duh. I started mine helping do everything as soon as they were able to toddle & sit! So, to mine it has always just been something we do for us as a family.

            I do remember to say "Thank for you for getting YOUR work done! That's GREAT!!" and specifically NOT saying "Thank you for helping me!" Now I do say it when they are helping do a job of mine, but they each contribute to the household chores and I'm not going to thank them for helping dear old Mom like it was all mine to do in the first place.

            NOT IN THIS LIFETIME SPARKY!! :

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            • #36
              Re: I don't believe in allowances

              Originally Posted by Mathew Green:
              You spend tons of money on them for food, clothes, shelter, and lord knows what else.


              Well I consider that my responsibility. I in no way would make my children pay for their food, clothing (for now..when they get older and want something I would not consider a necessity then they will be buying),and umm...having them pay part of the mortgage..lol . I understand what point you were trying to make, that they do get those things "just because they are children" but I assume most people do not consider those thing into their equation when trying to decide how their children should earn,save and spend money. Hey, maybe I'm wrong...

              I have said earlier, my kids do not get stuff just to get it. They do not get money just to get it. They do not throw fits in the stores, and they have used their own money for things I would not buy.

              I am still back to the same question.....................how do I get them to save . Kids are kids. I just want to make them into "money aware kids".

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              • #37
                Re: I don't believe in allowances

                Originally posted by atatat (replying to Mathew Green)
                I understand what point you were trying to make, that they do get those things "just because they are children" but I assume most people do not consider those thing into their equation when trying to decide how their children should earn,save and spend money...
                No, most people don't. I was just making a point.

                The other point I wanted to make is that an allowance gives children the responsibility for deciding how the money is spent and causes them to make a stronger connection between their spending decisions and the pleasure they get from them. For a child, money seems totally unlimited unless they've got the physical coins in a jar and can see the pile getting smaller. Nothing teaches wise spending like blowing your allowance on something that turns out to be a disapointment.

                Giving an allowance is like telling them to get dressed and letting them decide what to put on, instead of asking what they want to wear and vetoing bad choices or laying out the clothes they have to wear.

                If you give them even limited atonomy, you have to be ready to grit your teeth (or grin and bear it) when they make poor choices. Some children are ready for that sooner than others and some parents find it very hard to do. So, only you can decide when or if to give them that freedom and to what extent the money you give them should be presented as an allowance (aka their share of the family income) or as money earned by doing extra work around the house.

                Originally posted by atatat
                I am still back to the same question.....................how do I get them to save.
                You can't. All you can do is give them the chance to control some of their own money and hope they'll discover something totally wonderful that they don't have enough money to buy. If they want it bad enough, they'll save their money till they have enough to buy it, and then 'saving money' will make sense to them. But so long as they don't have a visible goal to save for, why would they ever want to save?

                For that matter, how many of us 'grownups' willingly save when we don't have a specific purpose in mind for the money?

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                • #38
                  Re: I don't believe in allowances

                  I really am just at odds with this. No wonder my kids can't get it..heck I don't think I am getting it. I'll just keep reading and researching other's ideas and see what will work best for our family. Thanks again!

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                  • #39
                    Re: I don't believe in allowances

                    A hard lesson to learn as a parent it that your children are only a biological "you". Genetics will pass on different world views, give the child their own likes and dislikes as well attitudes towards money. Your environmental influences are not the same as your children...if you grew up in a horrid home you do the opposite to protect your children from the psychological conditioning.

                    Each child's abilities should be approached differently when it comes to money. Some will be savers from infancy (watch how they interact with other babies and how they play with toys. It gives you a great tip off ) Others will be wanters . If you come down too hard not allowing them to earn any monies, they will feel trapped. If they see something they really want and have no way to get it, they could be tempted to get what they want in ways not honest...and that is something you MUST head off early!

                    So take each child as an individual and assess their abilities accordingly.

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                    • #40
                      Re: I don't believe in allowances

                      The allowance my dd's get now is moving tward earning their $. I am assigning my oldest (4yrs) lil jobs to help around the house. Like putting laundry down the shoot & helping fold. But essentially it's not an allowance as I'm putting their money aside for college or their first house.... not for them to spend @ the toy store. It's also a fund for if we need to buy them big kid beds & or any essentials we may be short on furnds @ the time for.

                      As I origionally started a savings account when I was working & pg w/#1 because we needed to set aside the money for the things I didn't get @ the baby shower wich was most anything that costed more than $20. So that money got flipped into my oldest savings account when she was born.

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                      • #41
                        Re: I don't believe in allowances

                        Originally posted by shelbylovesmelby
                        The allowance my dd's get now is moving toward earning their $. I am assigning my oldest (4yrs) lil jobs to help around the house. Like putting laundry down the shoot & helping fold. But essentially it's not an allowance as I'm putting their money aside for college or their first house.... not for them to spend @ the toy store.
                        I'm totally opposed to ever telling any child, "This is your money, but I'm not going to let you spend it." Especially if you're asking the kids to do extra chores to 'earn' the money, as your post sounds like you are. Both of those send exactly the wrong message IMO.

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