Do you find it hard to splurge?

[sakigt]

Re: Do you find it hard to splurge?

I certainly dont!

I look at everything on a value per dollar basis. If I see something Ill REALLY be happy with, I have no problem spending for it!

Likewise, If I know I wont use something, or I figure its a waste I have NO issue leaving my wallet in my purse.

[Bookie]

Re: Do you find it hard to splurge?

I don't really have a problem with cashflow splurges, those little excesses that I can fund out of my normal income stream. There's enough slack in my spending plan to absorb the occasional extravagance, and I refuse to turn my budget into a hairshirt that only fits if it's uncomfortable.

Windfall spending is another matter entirely. The urge to splurge is always tempered by an awareness of how long it would take me to amass a similar amount. Dropping the equivalent of a year's savings on some gadget or other would make me physically ill.

It's hard enough for me to actually spend money I've saved for a scheduled payout -- insurance, say. I'll do my best to to cover a bill out of current income, at least in part, before I dip into money I think of as having been "saved".

[Ima saver]

Re: Do you find it hard to splurge?

I just don't have the urge to splurge, but my husband would have no problem buying another old car. He loves them.

[Broken Arrow]

Re: Do you find it hard to splurge?

Dropping the equivalent of a year's savings on some gadget or other would make me physically ill.

THE POWER OF SHINY COMPELS YOU! THE POWER OF SHINY COMPELS YOU!

[Bookie]

Re: Do you find it hard to splurge?

Rather limited it its application, isn't it? I was taught that gentlemen do not sport diamonds except for evening wear, and it's been years since I last attended a white-tie function.

[Ima saver]

Re: Do you find it hard to splurge?

I just splurged on a heated bed for my dog and I hate it. But I keep the house so cold, to save on high heating bills. She used to sleep with us, but we sleep better without her, so she is in the pantry now.She is so tiny, I want her to stay warm. I will just cut out something else to pay for it.

[crazyBMB]

Re: Do you find it hard to splurge?

I have a very hard time splurging on my self. I even buy the cheapest shampoos for my self and everyone else gets something nicer.

[Ima saver]

Re: Do you find it hard to splurge?

I can understand that. I don't care how much money my husband spends on the tools he needs, but I will keep wearing holey old clothes!

[Ima saver]

Re: Do you find it hard to splurge?

When we eat out, I usually get the cheapest thing on the menu. I just hate to waste the money.

[Thrif-t]

Re: Do you find it hard to splurge?

When we eat out, I usually get the cheapest thing on the menu. I just hate to waste the money.

This is the hardest thing for me to splurge on nice dinners out!! You eat it and it's gone, at least if you buy a thing you have something to show for it but dinners, nothing, except memories of a good meal I guess. :

[JoyJoy]

Re: Do you find it hard to splurge?

Our dad died when I was 11 and my sister was 13. My mom worked as a self-employed seamstress and provided the best she could on what she earned from her customers. We were never on welfare. Though we struggled and had only the basics, we learned to make due with what we had. We couldn't splurge because our budget was so tight. I still find it hard today to splurge even though things are much better for me now.

[Ima saver]

Re: Do you find it hard to splurge?

It is funny but the last three items I ordered, I have sent back. I just got my heated dog bed and it does not seem nearly warm enough. For the price of $60, I am sending it back. I will just let her sleep on a heating pad like I did last winter.

[Gruntina]

Re: Do you find it hard to splurge?

I notice a old patern in my past with my family, and my last marriage. It seems I sacraficed so much from myself to give more to the ex husband or my mom. They just took so much from me without any care in each other's "best interest" except for their own. This was long hard lesson I had to learn and pay for!

Now I learn to take care of myself since most likely another person is not going take care of me in a way that I need. I save much as I can and not buy expensive stuff and keep reusing the stuff I have. I just now say NO to others as they can learn to budget for what they need that is outside of the "needs" and "gifts on special occasion". Also it makes a difference to not marry the wrong person. Make sure you marry someone that has both of you together in the best interest of each other and I belive the sacrafice from each other in different areas will balance itself out. Ima is a role model for me in marriage.

[markio26]

Re: Do you find it hard to splurge?

i have cut out all of the moochers from my life and now only have a few really kewl pals..... life is much better for me now... we just remodeled our home... so, much nicer and clutter free... we went out to dinner last friday for date nite and had perch dinners, with tip, cost was over thirty bucks... i personally, did not think the food was better than at home.... i miss eating at my dining table on date nite...but, we need to socialize a few times a month... we do not have any fast food resturants here... i did learn how to make some fast food recipes, like milkshakes..

[tinapbeana]

Re: Do you find it hard to splurge?

wanted to bump this up b/c i think it's important.

i'm confused by folks willing to splurge on others but not themselves. splurging occasionally on others shows you care. splurging occasionally on others and refusing to do so for yourself implies you care more for the other peope than you do for yourself, or at the very least they are more deserving somehow.

ummmm.... no.

i find little splurges that are built in to my budget make it much easier for me to enjoy my life. if i'm enjoying life on my budget, i'm that much more likely to stick to it!

1. good cofee. i can drink most anything and it'll do, but i enjoy a cup of really good coffee so much more, makes me start my day with a smile not a grunt!
2. chocolate. nuff said
3. buying good cust of meat rather than tough ones. same nutrional value but a much more enjoyable eating experience
4. the shampoo or soap i want (yes, fair trade organic good for you stuff) rather than what's least expensive. it lasts me forever anyways, so my cost per day ain't that high, and i feel better about what i'm using on my skin and the companies i'm supporting with my dollars.