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This is a true story.
I filed chapter 7 in April of 2011. One of the debtors was Lowes.
The balance was around $1200.00. I was the primary card
holder and the only name listed on the account was mine.
No one else had ever even signed an invoice at the store. The very next billing cycle, I received a statement from Lowes with my wife listed as the primary card holder, and the statement was in her name. The collections began and altogether 4 different collection agencys began dunning us. I called Lowes and asked for a copy of the original application form siowing the card holders names. Well, they messed up and sent me a copy of an old statement that had my name as the primary card holder. Icontacted the collection agency's and asked them why they were trying to collect the account from my wife when My name was the only one on the account. I now have copies of statements seperately for both myself and my wife for the same account. I have given it to my lawyer and am awaiting the out come.
The funny thng is my lawyer said that he would be happy to represent my wife in the matter. I told him there is no "matter" She has no account with Lowes. I think what happened was due to tne marvels of the computer, it was a simple matter to research my name and find out who my wife was and put the account in her name. Sound possible??
I filed chapter 7 in April of 2011. One of the debtors was Lowes.
The balance was around $1200.00. I was the primary card
holder and the only name listed on the account was mine.
No one else had ever even signed an invoice at the store. The very next billing cycle, I received a statement from Lowes with my wife listed as the primary card holder, and the statement was in her name. The collections began and altogether 4 different collection agencys began dunning us. I called Lowes and asked for a copy of the original application form siowing the card holders names. Well, they messed up and sent me a copy of an old statement that had my name as the primary card holder. Icontacted the collection agency's and asked them why they were trying to collect the account from my wife when My name was the only one on the account. I now have copies of statements seperately for both myself and my wife for the same account. I have given it to my lawyer and am awaiting the out come.
The funny thng is my lawyer said that he would be happy to represent my wife in the matter. I told him there is no "matter" She has no account with Lowes. I think what happened was due to tne marvels of the computer, it was a simple matter to research my name and find out who my wife was and put the account in her name. Sound possible??
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