Hi everybody,
I just wanted to take quick moment to say hello. I just found this forum and knew I was in the right place.
A bit about myself. I have been with my wife since 1990, and have three children, two of which are adults and on their own (where does the time go?).
Some of my friends and family think I'm cheap, but I just don't like to pay money for something if I don't have to.
Looking forward to learning from you all, and sharing some of my money saving tips as well.
~michaelo
I just wanted to take quick moment to say hello. I just found this forum and knew I was in the right place.
A bit about myself. I have been with my wife since 1990, and have three children, two of which are adults and on their own (where does the time go?).
Some of my friends and family think I'm cheap, but I just don't like to pay money for something if I don't have to.

Looking forward to learning from you all, and sharing some of my money saving tips as well.
~michaelo
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