where to put EF?

[deadgoon]

My only problem with online savings accounts is that you don't have immediate access to the money. So I'm doing ING Direct. I keep it in an ING savings account and I also have an Electric Orange checking account with a debit card. If I need the money I can do an instant transfer from savings to checking and use the debit card. I also keep about $100 in the checking account for immediate emergencies. I also try to keep a nice pad in my brick and mortar bank's checking account.

[kork13]

Actually poundwise is the one that maintains that thread. (And does a very good job I might add.)

haha sorry about that.... my memory fails me--for some reason I have trouble separating sweeps from poundwise, also jim ohio from broken arrow, and LAL from SNS. clearly, my mental associations make perfect sense.