Good ideas in here! My tip is to find things you can do without.
* I never use fabric softener anymore, and I don't notice any difference.
* My mother taught me to wash every article of clothing after it's worn once; now I only wash clothing if it's dirty.
* I hardly ever buy books. There is plenty of free reading material around, including the library and classic books in the public domain.
* When I get small unexpected checks, I deposit them into savings rather than my regular account. I just got a $260 check from a class action lawsuit and that will be deposited to savings.
* If friends want to meet for coffee/tea, I eat beforehand and just order a cheap drink at the café. Those expensive pastries add up, both in money and calories.
* I buy plain sponges for doing dishes. I don't need the expensive "scrubbing' sponges very often, so I save them for when I have a gnarly pan to clean and use regular sponges for light duty washing.
* I make my own cleaning products at home. I prefer to use diluted ammonia, or diluted bleach, for most cleaning (the only exception is using granite cleaner in the kitchen; and if I'm just doing a quick job, I'll use Windex). But for the big jobs, I make my own cleaning solution and it saves a ton.
* I quit using cream rinse.
* I quit dying my hair. I like the natural look, and it feels more age appropriate to show my gray forelock.
* I never use fabric softener anymore, and I don't notice any difference.
* My mother taught me to wash every article of clothing after it's worn once; now I only wash clothing if it's dirty.
* I hardly ever buy books. There is plenty of free reading material around, including the library and classic books in the public domain.
* When I get small unexpected checks, I deposit them into savings rather than my regular account. I just got a $260 check from a class action lawsuit and that will be deposited to savings.
* If friends want to meet for coffee/tea, I eat beforehand and just order a cheap drink at the café. Those expensive pastries add up, both in money and calories.
* I buy plain sponges for doing dishes. I don't need the expensive "scrubbing' sponges very often, so I save them for when I have a gnarly pan to clean and use regular sponges for light duty washing.
* I make my own cleaning products at home. I prefer to use diluted ammonia, or diluted bleach, for most cleaning (the only exception is using granite cleaner in the kitchen; and if I'm just doing a quick job, I'll use Windex). But for the big jobs, I make my own cleaning solution and it saves a ton.
* I quit using cream rinse.
* I quit dying my hair. I like the natural look, and it feels more age appropriate to show my gray forelock.

I stopped getting it cut as well, and am letting it grow out naturally. In the process I've gotten my hair re-dyed a few times just to blend with my natural color as it's grown out. I've even been experimenting with going shampoo free (theres articles about it online, much better for your hair)
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