Well I have just completed 2019 budget for us and it is looking pretty good, all going well we should almost be at the $30,000 deposit that we need for the house deposit so happy about that. I am glad that I have next years out of the way now just need to work on my moms budget for next year then will be done with those. We are probably not going to buy a house for another 2 years but we will have what we need just have to see how we feel about it at the time and what is available...
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It looks like DH may have a job offer! And he's got another interview for a different job at the same place on Tuesday. No definite thing yet, but it looks better.
Busy day with meeting after meeting at the university.
More when we know more.
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just chewing gum.... soooo... the good thing is, no pain, since this had undergone root canal treatment back in 1994 (it´s a miracle that filling lasted THAT long, really!)... my options were extraction or a temporary filling. went with the temporary filling, it was not a convenient day for an extraction (it was 3:30, I had to pick Ale after school, I was driving myself, and, let´s not forget that I take a lot of Aspirin for my migraines, not to mention that I need to precertify...
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Anyone else having problems with the SA site? It says I have to log in, which I do and it says I am logged in, but if I go to comment on anyone else's blog, it says I'm not logged in. So, I have to manually put in my information if I want to comment.
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A bit of spending yesterday. I got the silver polish at Food4Less for $4. Then I went to DSW to use the $5 birthday coupon I got a few weeks ago. I ended up buying a pair of Oshkosh sandals for my Florida grandson for $4. They were on clearance, and the store was having a additional 20% off on clearance items, and then my coupon brought the price down to $4. I think he'll like them -- they are patterned with sharks! Which he loves, for some reason.
So now I just need to...
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Before going away to Thailand I had about $5500 in shares in QBE and $750 in MXI (rough amounts) but something major happened in QBE so I decided to sell all the shares to be safe. Then after Thailand we bought the new camper trailer and cleared out most of the money.
I decided to make it fun I'd slowly rebuild the account so in May I bought 1000 PGC at $0.82 and see how they go at 12 weeks. They didn't go far and were not above the purchase price so I sold them at $0.80.
I'd...
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Today in my $6 produce bag I got: 2 apples, 2 kiwis, 2 oranges, 1 head broccoli, 2 large carrots, half a pumpkin and 4 onions. Not sure what I'll do with the onions, maybe give them to Food Share and ask the people at All Saints if they could leave them out in future.
It is kind of fun not knowing what I'll get in my bag but it does make meal planning a little tricky sometimes. I'll do it a while before I decide whether I prefer choosing for myself.
I also bought bananas,...
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Almost the end of the month...
- We almost made it to the end of the month within our food budget; we're about $8 short. That can be made up with other categories.
- F has a class trip coming up. She is celiac, and there is a meeting tomorrow with her and her adviser (also celiac! Isn't that cool?) and some other administrators to figure out the meal plan while she's away. I will have to pack food for her, but they are going to figure out what I pack so that she can eat...
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Yesterday was a peak savings day -- if I reduce my electricity usage, I get a credit on my bill. I have done this three times already this month. The first time I didn't get any savings because it was really hot and I ran my air conditioners. But the next two times I got credits between $3 and $4. Not much, but every bit adds up! Yesterday, I turned off my air and I got pretty miserable, as it was not only hot but humid. I had sweat running down my face! But I stuck it out,...
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Are you new to investing in equity mutual funds? Does the nomenclature of various funds - largecap, midcap, smallcap, multicap, diversified, focussed, sector, hybrid, and so on - confuse you? Well, not anymore. Here is a quick primer on various types of mutual fund schemes:
• Money market funds
• Fixed income funds
• Equity funds
• Index funds
• Specialty funds
• Fund-of-funds
Mutual fund types are organised into categories by asset class (stocks, bonds and...
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Got a very nice haircut from my regular place yesterday for $17, using a $3 coupon. I also ordered aquarium filters from Amazon for $14, and I sent $34 to my cousin to join in this year's family football pool. Who knows, maybe this year I'll win something! (I never do.)
My grandson had a bad first day at his new school -- nothing specific, just a shock to his system, I think. Suddenly being a little fish in a big pond. My DIL texted me to join them for dinner at a pizza...
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I just realized I've been MIA most of August. Things are still chugging along. DH gets back today, and his paycheck will come in tomorrow, so I'll be able to meet all of the goals this month (more to come on that later in the week). I am a little disappointed with myself at the exorbitant amount of eating out that I did ($234.06), but sometimes, life is about survival.
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Today I bought a circular needle, $7, and a ball of yarn, $3.90, in order to complete a project. I'm not kicking myself over it as I've only bought 5 balls so far this year. I unsubscribed from some websites as they send me emails about what's on sale and I want to buy. One of my favorite lines is being discontinued and I want to stock up all the lovely stuff on clearance. I keep telling myself there will be more lovely yarns when I'm ready to buy again.
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I was just wondering what the average number of accounts people have, I know it varies with different countries but just curious.
we currently have 6 all with its own purpose
daily account - where all our money goes into
splurge (x2) - this is where we have our own spending money on things we want or need..its a set amount each month.
annual account - this is where we put money each month for our annual bills that come in every 3, 3 or 12 months (insurances, car rego,etc,...
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Oof--we had big crashing storms last night. No real damage here, but hours and hours of thunder, lightning, and torrential rain. A community just north of us had 10" of rain. And it's like the jungle out there again tonight with its hot and humid temps.
I spent half the day at a class on our new digital learning platform. It seems simple enough to use, but the transition will be difficult for lots of people. We have a choice of starting now, spring semester, or next fall....
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As you can imagine with our recent travel (away 13 days) and all the college dorm spending, we have spent quite a bit of money. I'm not going to go into the nitty gritty, but simply share that we used several of our credit cards and earned 5% cash back at restaurants (Discover) and gas stations (Chase Freedom). We used our American Express for everything else (6% on groceries, but 1% on the rest).
I redeemed our rewards tonight from those three cards in the following amounts:
$32.00...
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I did my big shop on Friday and Saturday. Usually I do it all in one day, but my mother's car is in the shop and I had to ferry her around on Friday and I am not going to grocery shop at the same time as her because it drives me crazy. It is also a nice time for my son and I to have alone together. My mother has a way of aggravating my son (she baits him) and also of making every conversation about politics even though I have a no discussing politics rule. I'm just sick of...
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