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This week is shaping up to be pretty quiet. I had a few social things I was trying to plan, but everyone is being super flakey. Working folk! Today my plan is to nap in the morning and then will start hitting chores. I think just one or two days of that (chores) and I will start to feel a lot better. If I can feel like I am starting to move more forward than backwards... Still figuring out new car and probably will make October 1 more of a starting point for really tracking costs....
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I won football picks the first week! Whoo hoo! Egress Windows are getting put in today at Rental #1, so we will need to take out of savings for that, but otherwise doing good. We are going to have a small rummage sale this weekend so hopefully will get a little bump from that if the weather isn't too cold.

Current Balance $15,260.00
+$40.00 FB Sales
+$60.00 Football Picks
+$50.00 My Payday to Our Savings (9/21)
+$75.00 My Payday to Mom Loan Savings (9/21)
+$3.26 Cap360...
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The ortho doctor said that I have advanced arthritis and spurs in my hip and that I will need to get a hip replacement eventually. I don't have to be in a hurry about it as long as I am comfortable enough. Right now I feel pretty good taking the Celebrex, but I can't take that long-term, so I need to figure out when I can do this.

The main thing to figure out is who will take over the afterschool care for six weeks while I recover.

The other thing to figure out is where...
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I'm trying to cut myself some slack because we have a lot of things we're juggling right now. I currently put aside about $1250 across 5 goals - Marriott CC payoff, Ashley Furniture CC payoff, fireplace fixing, property taxes, and an old loan that I took for my mom that she just completely stopped paying me on. All of these goals minus the old loan were planned to be completed by the end of the year. Rather than rush to live off last month's income, I'm going to use the $1050 freed...
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Welcome to my blog!
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Are you new to investing in equity mutual funds? Does the nomenclature of various funds - largecap, midcap, smallcap, multicap, diversified, focussed, sector, hybrid, and so on - confuse you? Well, not anymore. Here is a quick primer on various types of mutual fund schemes:
• Money market funds
• Fixed income funds
• Equity funds
• Index funds
• Specialty funds
• Fund-of-funds
Mutual fund types are organised into categories by asset class (stocks, bonds and...
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Are you new to investing in equity mutual funds? Does the nomenclature of various funds - largecap, midcap, smallcap, multicap, diversified, focussed, sector, hybrid, and so on - confuse you? Well, not anymore. Here is a quick primer on various types of mutual fund schemes:

• Money market funds
• Fixed income funds
• Equity funds
• Index funds
• Specialty funds
• Fund-of-funds

Mutual fund types are organised into categories by asset class (stocks, bonds...
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In:
found $1

Out:
bread roll 70 cents
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Well, I made it through two of Monkey Mama's long posts without being logged out, so I am going to attempt to actually post an entry today. There hasn't been too much going on financially, but that's because we haven't been billed yet. Once things run through the insurance and we get billed, I expect we are going to take a big hit in the next couple of weeks. But our out of pocket max on the new insurance is $2400 per family, so it'll be capped at that.

So last week on Monday...
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I don't know that I did much Monday, but I did get the van sold. Yay! (Thanks to a tip from SA! But I will get to that at the end of my post).

The weekend went really well. I feel like my luck did a complete 180 over the weekend (if not a little sooner).

The Beach Boys concert was a blast. My dad wanted to go (and probably no one else really wanted to) so MH sat it out. I told my dad if he drove, the ticket was his. Really neat venue called the Mountain Winery. Thankfully,...
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I got home Sunday night about 9 p.m. I'm thankful I took today off as well, because the lawn was in dire need of being mowed, plus I needed to do all my usual prep for the week things.


Overall I had a good time.


Saturday night before the cruise a good friend I hadn't seen in years stayed with us at our hotel. We stayed up WAY late talking.


She has two elementary aged children and her husband has a debilitating illness which pretty much puts the whole load on her....
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Another good week of sales! Sales this week for $78.00!!

Sale #954 (DZ) $5.00
For my SIL - $5.00 for two pairs of flipflops

Sale #955 (DI) $6.00
Softsoap Bodywash (2) - We paid $2.23 each
Sold for $3.00 each
Profit = $1.54

Sale #956 (NC) $31.00
Softsoap Bodywash (3) - We paid $1.70 each
Sold for $3.00 each
Profit = $3.90

Pumpkin Carving Kit - We paid $1.58
Sold for $3.00
Profit = $1.42

Pumpkin Carving Scoop - We paid $1.33
Sold for $3.00
Profit...
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I did one load of laundry yesterday, and that was my only spending. I didn't leave the house other than to take out the garbage.

As for the chores I meant to do, I did clean the fish tank, but I got derailed from the vacuuming and dusting. Instead I entered six more items to sell on eBay.

I got paid for one of my auction items, so I will need to package that up today.

I'm heading to the doctor in a few minutes. I'll let you know tomorrow how it went!
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I am not very sucessful at the one spend day a week. I find it too tiring to do all my errands and shopping on the same day. Today I bought a top in the Orphans Aid charity shop for $3.50. Since I didn't really need it I put an equal amount in my Trans Siberian money tin. I now have $72.30 in there. All those small amounts add up.
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After four days of staying inside, we ventured out to the nearest open grocery store. Technically, we didn't need anything. But we spent $51 on pepperoni, lunch meat, mixed greens, tortilla chips, large bottle of wine, 12 pk of soda, cookies, cheese slices, tomato sauce, dressing and prunes. An odd assortment for sure! I feel robbed by the prices at this store compared to the commissary! We don't have their savings card, so we didn't get the discounts. Easily spent 20% more than...
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No spending yesterday. I went to a baseball game and pretty much spent the rest of the day reading and watching Netflix. I tried to mail an eBay package but forgot the post office was closed on Saturday afternoon.

Today I'm going to stay in on this hot day and do some chores. At the bare minimum I have to do laundry and take out the garbage. It's also time to clean the fish tank again and just do some general vacuuming and dusting. How much do I want to do this? Not much....
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I've personally never had a pristine vehicle. When I bought the minivan (1-year-new/excellent condition) it was hit the day after I bought it (hit and run, while parked). The damage was cosmetic only and so we chose to never repair it. My first car had been hit more times than I remember. Anyway, over time, I just embraced it. It's hard to feel much motivation towards something really pretty and nice (and expensive), when it's out in the world getting beat up anyway. Kind...
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Saturday was the first quiet day I have had in what feels like "forever". I am did some house chores, but very minimal. Made a salmon dinner. Did Laundry. Cleaned one toilet bowl and vacuumed the bathroom floor upstairs (hair everywhere). Our house looks like a pig sty and I mostly don't know where anything is (or so it feels like), but I am hoping I have time next week to sort things out.

I think I am finally over this virus. Hence, the energy for chores.

Next week:...
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Spent:
oats $5.10
flour $1.60
pasta 70 cents

My travel account had built up more than $5,000 so I transferred $300 to the EF. I now have over $3,000.

left in my cash envelopes:
food 0
misc $93
medical $258
change dish 70 cents
mta vouchers $50
bus pass $21.95
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We have made it through the high winds and still have power. The next worry is the amount of rain moving through our area. We expect to be fine in our home as we are not near a body of water that would flood to the point of affecting the house. The county is encouraging people to stay home since trees falling could be a bigger possibility with the amount of rain saturating the ground.

There are tree branches down in the yard, a small tree (12 feet) that is leaning in the backyard...
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