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I'm not going to try to figure out all the additions and subtractions from while I was in the hospital. But I did manage to get the totals figured out.

Local Savings $1855.00
GC Savings $3080.00
Capital 360 Savings (US) $2700.00
Capital 360 Savings (Mom Loan Payback Account)$825.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $10,810.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30,...
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I was pleasantly surprised to find our travel money from the move deposited into our account on Monday! And it appears to be covered in full! It's seems during many moves each different entitlement comes in as different deposits.

The grand total is pretty grand and exceeds the costs we actually incurred, which I honestly never totaled up. Our second checking account is now $6,915.77 richer!

Our primary costs for moving were carpet repair and cleaning at our rental home....
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I am working on getting caught up with our financial tracking. Here is our debt update from 11/23/18. I am grateful that we were able to keep making all of our payments as normal while I was out of work for 3 weeks and MO was out of work for 2 weeks. Small favors...right??

$1076.72 paid off in the last 2 weeks!!!

Celebrations for this update:
-$1076.72 paid off in the last 2 weeks!!
-My Mortgage went under the next $1000 mark!!
-Total debt went under the next $1000...
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I am working on getting caught up with our financial tracking. Here is our debt update from 11/9/18.

$655.02 paid off in the last 2 weeks!!!

Celebrations for this update:
-$655.02 paid off in the last 2 weeks!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $4,431.75
Mom Loan #2/#3 $37,079.26
MO Mortgage $81,820.71
My Mortgage $146,250.00
Our Mortgage...
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As I finished my holiday shopping and as I bought stuff in stores and other online merchants this year I confirmed we don't need amazon prime. I still bought some stuff from Amazon. But we certainly don't need the 2 day shipping. Nothing we ordered did we need rushed. And we no longer watch the TV shows for the kids downloaded on their kindles.

We do have kindles for them bought $50 last year. We do travel more. However now we have a DVD player in the minivan and we...
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I have all my Christmas shopping done!

Husband's 401K is successfully moved over into one account now. Yay. One less thing to worry about.

My bathroom mirror also finally got fixed at the welder after a couple months, so I am calling the addition officially done! Well sort of. We still have closet doors and some trim in the hallway to do, but our master suite is finished which is good enough for me. Another goal off our list.

I am only $542 short of my debt payoff goal...
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I spent 86% of my variables in November. Here is the breakdown of my total spending:

Housing: $1105
Utilities: $164
Medical/Health: $123
Phone: $104
Groceries: $95
Vacation/Travel: $73
Eating Out: $55
Personal: $54
Gas: $47
Entertainment: $43
Fees/Services: $38
Vet/Pet Supplies: $24
Gifts/Charity: $21
Fares/Parking: $20
Laundry: $18
Furnishings/Equipment/Decor: $10
Clothing: $10
Household Supplies: $3

Grand Total: $2007

As I said before, assessment fees...
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Payday. nzd289.15 in.

Out:
tomatoes 2.49
zucchini 2.25
avocado 1.99
lettuce 1.99
cauliflower 1.99
flour 1.59
tangeloes 1.26
soy milk 2.29
dates 1.99
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Grocery = $91.25, bought a bit of fish for the freezer, $23 worth. Also we went to some sort of a market on Sunday, it was supposed to be a farmer’s market but there weren’t many farmer’s there at all.
Wedding = Last week a relative of mine got married we gave a $200 cash gift.

Garage sales = high chair for $1, this will be for my little niece when they comes for Christmas. It is still very good the guy just wants to get rid of it because they are selling up. There...
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The diet is going well so far. Famous last words, though. It always goes well in the beginning. I've lost 5.6 pounds.

Yesterday I wrote 5664 words on the novel. That was two chapters, plus 882 words into the next chapter. The day before that I wrote one chapter of 2500 or so words. So after a 27 day stall I've put out 4 and 1/3 chapters.

I didn't spend any time on it today, mostly because my right wrist hurts, but I did spend a bunch of time watching writer videos on...
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I was just wondering when people are saving for things at the same time say a house deposit, car, college etc do you use seperate accounts to keep track of the amounts or do you just have them written down and update as you progress?

we already have 5 accounts for different things so not sure if I should open up another one or not...so figured I would see what others do and then decide...so let me know what works for you.
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I had to go back and look at my last few posts to see what I had and hadn't shared. Things have been a flurry of activity over here. While we are still waiting on official orders, it looks like DH will be deploying for a year. While it's unfortunate timing and our first long-term separation, I'm at peace with it after some adjusting. I have a really good support system in place here with my family and DH's as well as a few close friends, so I think it will be manageable. This puts...
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We had snow yesterday, but not the amount predicted. However, I will have to clean off the car in a big way this morning when I go to the gym. I stayed in all day yesterday.

I've received all my mystery shop payments and I will have $96 to add to my variables next month (which starts tomorrow!) Plus I have $246 in Amazon credits for Christmas.

I haven't received my payment for poll work, but I looked it up, and it can take 4-6 weeks. It hasn't even been three weeks yet.

Since...
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I bought more B12 from the pharmacy, nzd22.00.

DS has high cholesterol and is finally taking an interest in healthy eating. He has cut out red meat, but still wants to eat fish and chicken, is complaining about the amount of stem on broccoli and is asking me the best way to cook oatmeal. Small steps but promising. Considering the length of time it took me to finally become fully vegan I can't expect him to convert overnight. I am doing my best not to overwhelm him with vegan...
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We had our first thanksgiving in 30 years as we don't celebrate it over here but our yongest wanted to so we did but on sat...it was a good day with family and friends...thankfully it was a cool day with all the cooking...we couldn't decide what pies we like so we made 8 and chose our fav so we could just make them next year....so is going to become a tradition I think (and yes my hubby is american).

Not much else going on I have been ill the last couple of days so have been...
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Oh man, it's been 21 days since I've posted?

Here's a short (?) summary:
We bought a new-to-us car. We'r big believers in quality used cars, and this one is a fancier, newer version of my wrecked car. I love it.

Shelling out the difference between the blue book value from the wrecked car and the cost of the new car has made things a bit tight around here. We paid cash, but I've emptied many a pot to find that cash.

The semester is over in 2 1/2 weeks.

We stayed...
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So we did do some black friday and christmas shopping. I'm going to try and be better because I usually have no idea what I spend on christmas but it's typically I know under $500.

this year

Lego Advents - $30 x 2 = $60
Razor Scooter DK2 - $20
Calico Critters DK2 - $40 Treehouse + $40 Lodge
HooverBoard DK1 - $100
Bath Bombs Costco DK1 and 2 - $18 x 2 = 36
Shopkins Bus DK1 - $20
Kidizoo Watch DK 2 - $30
Total = $346

That's it for kids except for stocking stuffers.

They...
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My grandmother passed away Saturday morning (exactly six weeks after my mom, her daughter). I am sad, but it was time. I hope she can rest in peace now. The funeral is tomorrow and then I will finally go home. I have been gone since the 10th.

There were seven of us staying with grandma for the last week of her life. We ended up with four Thanksgiving dinners due to family and friends. I am sad it was my grandma's declining health that brought on the situation, but otherwise...
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Bought:
2 cans beets nz2.00
pasta .75

Our minister is a keen Labour Party supporter so tonight I was invited to a quiz nite fundraiser. I'm not all that interested in politics but it was a fun evening. Our team came third and our minister won 2 bottles of wine in the raffle so he was happy.

My jars are apparently working as intended; I paid for evening out of my Play jar and had a bowl of kumara chips (sweet potato fries). As it was virtually a donation I suppose I...
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