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My wonderful daughter and I have started a big project. Our United Way is sponsoring a huge appeal for disposable masks. Yesterday we picked up the kit for 700 masks. It's four gigantic rolls of paper which you fold, hole punch, and attach rubber bands for behind the ears.
Because we're a bit slow on the uptake, we had to watch the video instruction about a dozen times, but then got into the swing of it. They're due back Friday so we'll have some busy evenings.

That...
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I got an email from Panera yesterday telling me I can get a free bagel daily until the 11th. Since I was going out anyway to pick up a prescription, I went to a Panera with a drive-through, which was a bit of a drive. I spent $1.36 on cream cheese. I actually intended that they sell me a larger container of cream cheese, so I could have some on hand for other things, but I didn't notice it was the small individual size until I got home.

I think I will continue to do this...
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In case n0-ne read it on the forum
So I know many people have received a stimulus payment and I don't think we qualify but we have had conflicting information even the irs website doesn't make sense, it says that we don't qualify as I have an itin number and we filed jointly although they haven't processed the new itin paperwork or our taxes for this year (he pays federal taxes)...but they also say that because he gets SS that he should get it...we are not expecting any money...
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Only $3,713 till I have enough in savings for what we are planning to spend on a car...lets hope we can hit in the next couple months and when hubby finishes treatment he can go get a newer car..fingers crossed!!
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It was a beautiful Spring day yesterday, and I took pictures while on my walk. This is one of my favorites. When I was a kid, we had a magnolia tree like this in our front yard. Our fussy neighbor hated it, because it was so messy when it dropped its petals. But it was so beautiful.

It was a no-spend day. Today I'll do laundry. Monday is my day to wash towels and linens. My load will be mostly filled today by a quilt that Iggy sleeps on -- hoping to get my towels...
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Wow can people believe it is may already...it was my dads b-day the other day, we don't get to see much of him as he lives 7 hours away and since his 3rd stroke he finds it hard to travel distance...but he turned 87, we are so blessed to still have both or parents with us both in their 80's both fairly healthy...my dad just has some mobility issues since his 3rd stroke...so many of my friends have either lost one or both of their parents...so feeling blessed!

So this month we...
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So I changed my blog title, because my sister found my youtube channel and I don't want her finding my blog. I may end up changing my user name to just Robin or Robin's Luck, but we'll see. I was thinking of changing it to Debt Free Robin once I am debt free, anyway.
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or #7 since the refi.

I haven't done one of these updates in 3 months, and some solid progress has been made in the interim. During the past 3 months, I managed to pay an extra $3,559.95.

The new principal balance is $30,468.52. I have now passed the 1/3 repaid point. Super glad about that!

The last payment date has moved up to 10/3/27; that is 7 years and 5 months to go, assuming no further extra principal payments.

My "5th Wheel Amortization" page has been updated,...
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Our weather pattern has been weird. We get one or two decent sunny days and then 4 or 5 rainy, dreary, cool days. Not good for the garden, that's for sure.

DH has decided to try and plant a few more tomato plants and when he was digging in the yard found a wire. He quit immediately and will call about having Julie come out and make sure it isn't anything bad. We can't see where the wire goes. Doesn't seem to be coming from our house or the neighbors nor does it seem to be a...
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Other income included:

$2,045.55 - refund from Citibank from our cancelled Princess cruise. I owed about half of it to my mom. (We do a full reconciliation after a trip. Sometimes I pay initially for her share of things, sometimes she pays for mine. Also, the refund was less than the credits from Princess because I had other charges on the card which do not come out of vacation money.)

$1,200.00 - stimulus

$396.28 - redeemed credit card rewards

$200.00 - short-term...
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I'm in the lull between SS payments. I'm caught up on everything I need. I saved $700 last month. Financially, things are going well.

I'm tackling my last bag of papers today. Progress has been slow, because I have been having to make decisions as I cull. But a glance at these papers indicate that I can throw most of them away, and I won't have to shred them either. Of course there is still that file drawer in my closet to investigate ... but it's not very large, and again,...
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Through the challenges of April, I chugged along doing my best, and suddenly it was May...

It took no time at all to update my Ynab budget. I used the same budgeted amounts from last month and the money available is greater than the money budgeted, that's always a plus! Not only that, all of my accounts reconciled at first click.

I think the ease of my budget this month is due to several factors. First of all, I'm not spending as much. There are fewer transactions that...
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May 14 will mark six months in my new job. I had a Soom call with my supervisor yesterday (we do this bi-weekly) and she brought up that it was time for my 6-month eval so I can get my raise. I'm glad she brought it up so I didn't have to!

Overall, I am SO much happier in this job than the bus company. There is a co-worker whom I'm probably going to have to have a strong conversation with once we're back to in-office operations. I'm so not looking forward to that.

--
Our...
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Yesterday DIL's event-planning company livestreamed a virtual celebration of a local club's 100th anniversary. It was a big success; I'm so happy it went well, and I'm hoping it will spur more business that way.

After my morning flurry of shopping and spending yesterday, I settled into another day at home. I finished a book, which I will take back to the little library today. I have eight more to go! I didn't realize I had stockpiled quite that much! I do donate a lot of...
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Hubby is doing much better..exhausted but nowhere near as chesty just have to keep a close eye on him...traetment is taking its toll but we knew it would..he just gets so uncomfortable he can't sleep...I have been doing so much extra but my body isn't coping and I'm exhausted...but we will gt there...have to do what you have to do and he is my world and whatever it takes to get us through this!!
My oldest daughter has been a godsend, she still lives at home as she has a chronic...
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I guess that is a good thing, though, because it means the soil is healthy and alive and full of red wigglers. But I could do without the image on my eyelids. That always happens when I see a lot of something for a long period of time. I worked in the garden today for 5 hours, 4 with DS and 2 with DH.

We got the bean "field" and the corn "field" weeded today. There is still a bit on the edges that needs to be dug out tomorrow, but that will be probably another 30 minutes...
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We got another Costco order today, dropped some things off at the church food donation, and I wrote course proposals and graded homework.

That's about it in my world.

I saw this story and thought about Keeping it Frugal, Laura. https://www.cnn.com/2020/05/01/us/new-mexico-town-lockdown-coronavirus-trnd/index.html
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I couldn’t resist the *N Sync title, sorry! It would have been more appropriate if I posted it yesterday, but better late than never!

My mom called today & asked me if I wanted my $10k for my wedding. Now there’s no fiancé in sight, not even a boyfriend, but when my older sister got married 14 years ago she promised me & my younger sister the same amount my parents spent on my sister’s wedding. Younger sister has said she doesn’t even want to get married, but it’s...
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Went to the grocery store today, I really wanted to stick to the list, but I ended up picking up a few extra things. The good thing is, I won’t have to go out for a few weeks.

Since this whole thing is going on regarding the food supply, I picked up some ground beef 🥩, pork loin and chops. I did something I never do, and that’s rationing the meat. I decided to divvy up the meat, so that I could what I eat and nothing goes to waste. For example; I can cook one chop...
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$7806.29 Balance Forward
+___1.88 Interest Added
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$7808.17 New Balance
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