All Entries

It's hard to post your numbers on even a blog.  To post the failures and successes.  Even though we hide behind our screens there is still a feeling of awkwardness.  To have a feeling of embarrassement that you are spending so much.  Well at least to me.  It's probably why I hesitate to post certain things because I know I'm ridiculous.  But it's still way more than I would ever share IRL.
So anyway I started multiple "savings" accounts in Capital...
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DH and I spent a big share of Saturday and Sunday working in the yard.
Let me make myself perfectly clear, I am not a yard person. I get sunburned easily, have allergies, and basically am not a happy camper. Yes, I wear a floppy hat and long sleeves. 
Anyway, we did get quite a bit done. When we moved into this house almost 23 years ago, the front had these ugly bushes with white rock around them. DH wanted to plant flowers, but rocks are not condusive to growing plants....
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I hadn’t had my teeth cleaned in more than a year thanks to Covid so I decided to make a dentist appointment here instead of waiting to return home. In line with my intentions to move to holistic healthcare providers, I searched for a holistic dentist here. Since it’s a large city there are many more options here than at home.
 
Last week I went to my appointment and there I made the decision to have my old fillings with mercury replaced with a healthier alternative....
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I had a great day yesterday visiting with BFF in a town midway between where we live.  We had lunch and spent several hours sitting outside on a park bench, talking.  My lunch cost $15, a stop at an ice cream shop cost $4, and I spent $15 on gas.  I didn't really need it, but I was in the land of cheaper gas, and I never pass it up.
This morning I bought a new phone!  It's the budget-friendly Moto G5, $283 from Amazon.  It will arrive on Monday. ...
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Vacuums, I recently discovered, are no longer a relatively inexpensive home appliance. After having some problems with my current one, I was thinking of springing for a new one, but this is not an easy decision when many vacuums I looked at cost many hundreds of dollars.
I've had my Eureka canister vacuum for 11 years, judging by its label.  I like it because it's lightweight, doesn't use disposable bags and does a relatively decent job in vacuuming.  Now I seem to have...
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I received a "no, thank you" letter from the local water district.  It was a let down, but I am a big believer that when things are right, they fall into place.   So, I accept that the local water district is just not the right fit for me.
I decided that I would rather pay my 5th wheel loan in full and then make payments (if necessary) on my medical bills, rather than the other way around.  So today, I paid 2k towards the loan, bringing the balance down to...
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So I think I posted about using my rebate rewards at costco.  And the suggestion was use it but account for it.  So I did.  Today I did a huge costco shopping trip and there is a lot to unpack on my trip.  First off until today I had spent $566.86 on groceries for the month with I will say a lot of meat in my freezer.  I probably could easily have made it without buying more meat but I bought some extra stuff.  Also DH bought another 1/6 keg, last...
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Guest posting is content about your site posted on another site, this can be a blog post, an article, or another form of content. This unique method combines the benefits of content marketing with the benefits of SEO for a majorly impressive return on investment.

Guest posting in the past was more complicated because the outreach process for guest posting opportunities was time-consuming and labor-intensive, but this process has been streamlined by Accessily’sGuestPost...
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Guest posting is content about your site posted on another site, this can be a blog post, an article, or another form of content. This unique method combines the benefits of content marketing with the benefits of SEO for a majorly impressive return on investment.

Guest posting in the past was more complicated because the outreach process for guest posting opportunities was time-consuming and labor-intensive, but this process has been streamlined by Accessily’sGuestPost...
[ Read More ]

Guest posting is content about your site posted on another site, this can be a blog post, an article, or another form of content. This unique method combines the benefits of content marketing with the benefits of SEO for a majorly impressive return on investment.

Guest posting in the past was more complicated because the outreach process for guest posting opportunities was time-consuming and labor-intensive, but this process has been streamlined by Accessily’sGuestPost...
[ Read More ]

I redeem credit card points for gift cards as soon as I’ve earned enough to qualify for one. This month I chose a Lowe’s gift card for the $50 reward. I’m sure we’ll use it this spring for yard work or a home repair.
 

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Guest posting is content about your site posted on another site, this can be a blog post, an article, or another form of content. This unique method combines the benefits of content marketing with the benefits of SEO for a majorly impressive return on investment.

Guest posting in the past was more complicated because the outreach process for guest posting opportunities was time-consuming and labor-intensive, but this process has been streamlined by Accessily’sGuestPost...
[ Read More ]

The one day I pop in, as promised, to see how things are going and the site won't let me comment on others posts 🙄🤦🏽‍♀️
Is the sight down? 
In financial news, I've managed to get my second student loan down to about half. I'm so excited 
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My eldest sister moved out yesterday.  Not without almost coming to blows with Mom.  I say that, but I don't mean they would have physically fought.  It was a pretty strong verbal one, though.  My sister had a small stack of things she did not want to send with the movers and my mother wanted them to go with the movers instead of waiting a couple hours for my sister to come back and transport them in the car.  Mom couldn't get it through her head that my...
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I took a walk yesterday and stopped at Walgreens about mid-way.  I stocked up on shampoo and conditioner (BOGO deals), and I also bought an eyebrow pencil.  I was so thrilled to find one that is gray (my hair is almost white) but it's pretty dark, really looks about the same as the black pencil, so definitely TOO DARK for my face, but maybe I can learn to use a light hand.  The Walgreens purchases totalled $33.  Variables are at 71%.
Tomorrow I'm meeting BFF...
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Cannot post blog comments. This is happening repeatedly lately. Thanks!
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We are set to close on the sale of our previous primary residence this Wednesday.  We are signing the papers and giving them to our attorney today, so no need for us to show up.
We have settled nicely into our new townhome that we downsized to. We did a major declutter and purge and pared down our possessions.  We have made some changes to the family room in the basement which is now a man cave where our 18 and 16 years olds sleep (still need some functional furniture,...
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It's frustrating that this keeps happening.
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Final shake out of how the latest stimulus bill benefits us in direct payments and tax savings.
Stimulus (x4):
+$5,600
First $10,200 $20,400? of unemployment will be tax free for 2020:  
Tax savings 2020:  +$2,200
{I edited this part because of some tax loophole in community property states.  We probably get the full $20K and will save an extra $555 I was not anticipating.}
Child Tax Credit changes:
Tax savings 2021: +$1,000
$1,000 tax savings for DL...
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I just spent about a half an hour setting up April's budget spreadsheet.  It is a 3 paycheck month which means there will be some extra money and I wanted to make sure I had everything allotted for.  I'll be using the extra to put $400 into the Clothing Fund, $400 into the Gift/Christmas Fund, and $546.87 into the Emergency Fund.  The rest will be grocery, medical, household, gas money, and allowances.
The first paycheck in May will be on the 14th and no bills are...
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