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"In societies of low civilization, there is no money." - Herbert Spencer
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Amber

Potential Job, What’s Your Thoughts?

June 15th, 2022 at 10:13 AM by Amber

I have the potential to make $150k a year with a recovery center, the position is on site and three miles away. I provided a range of $120-$150)
 
My issue is that I do not want to work on site but the money looks good. 
 
I have about one year of expenses saved, my only bills are my house, student loans (currently paused) and every day bills such as electricity and water. 
 
The interview process is moving quickly, things seem chaotic and the recruiters...
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mumof2

no-one talks covid anymore

June 15th, 2022 at 12:04 AM by mumof2

The news hardly mentions covid anymore...our country is now over 8,000 deaths...I know that doesn't sound like a lot to people but it for us....but we only have 25.6 million people here.....over 250 in hospital...which worries me as we are going into flu season here and our hospital have been so short staffed over the last few years....we still wear masks and sanitize whenever we go anywhere as we can't risk covid....although the prices of things have gone up it's good that our...
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DK62565

Nice friends

June 14th, 2022 at 06:38 PM by DK62565

A friend from church called this morning. He asked if we were going to be home. I said we were. He and his father brought over some aspargus and rhubarb. What an unexpected gift! Bet you know what we will be enjoying! 
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This next chapter

June 14th, 2022 at 05:35 PM by Honey

Well, it's done! We choose to refi, with debt consolidation. We closed on Friday, and funds will be dispersed tomorrow. The process was super easy, all electronic and virtual... until the disbursement. LOL. They are sending me checks, made out to each debt. That I will then endorse, and SEND VIA SNAIL MAIL to each company. I can't even with that. 
Due to timing, we should expect a little bit back from each account, as we have made payments, and not incurred new debt. Anything...
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My English Castle

Birthday Food

June 14th, 2022 at 02:55 AM by My English Castle

It was my DH's birthday on Friday, and we decided to keep it pretty low key.  I bought him some summer shirts on sale at Old Navy with their Old Navy promo cash, and we went out for Mexican food.  It got a little chattier than I anticipated as a former student was seated next to us.  I had her in one of my adjunct literature classes years ago, and I'm a bit embarassed to say I hardly remembered her.  But she remembered the class, introduced me to her whole family...
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CB in the City

It's Going to Heat Up

June 13th, 2022 at 03:13 PM by CB in the City

They are forecasting temps in the 90s the next few days. It's still pretty temperate, so I took my walk this morning to take advantage of the coolness. I walked to Walgreens and bought two packages of Poise pads in order to take advantage of a sale. Cost was $29. Variables are at 44%. Since we are almost halfway through the month, that's about the right pace.
Summer baseball is starting up. There is a game today, and two tomorrow -- when it gets really hot! What unfortunate timing!
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DK62565

A few wins

June 12th, 2022 at 07:09 PM by DK62565

We don't have a lot of grocery stores where we live...Aldi, Kroger, Sav-a-lot, and Walmart are basically it. Target has some grocery items, but not a whole lot. So, we basically shop Aldi and Kroger and when Walgreens has something on sale nonperishable wise, I will go there. I felt like I had a savings win this week at Kroger -- between using some of the coupons I received after emailing some companies, using Kroger digital coupons, and buying stuff on sale, I saved over $35 --...
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May '22 Savings

June 11th, 2022 at 03:36 PM by Monkey Mama

Received $26 bank interest for the month of May.
Received -$0- I Bond interest for the month of May (will kick in next month).
 
Snowflakes to Investments:
--Redeemed $40 credit card rewards (cash back) from our grocery card 
--Redeemed $76 cash back on Citi card
--Redeemed $6 on dining out/gas card
 
Other Snowflakes to Investments:
+ $2 Savings from Target Red Card (grocery purchases)
 
TOTAL: $124 Snowflakes to Investments
 
401k Contributions/Match:
+$900
 
Snowball...
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mumof2

minimalist vs not minimalist

June 11th, 2022 at 10:12 AM by mumof2

I am a minimalist, I like having what we use and thats it...I like thing clean and organised....my hubby and daughter are not minimalists at all...they aren't hoarders but they have a lot of stuff...my hubby mainly tools (they both build furniture together at times), his prospecting and camping things, his leather work and sewing...just a lot of it....my daughter makes jewellry and also likes to do sewing...so she has a lot as well as all her baby stuff...not only do they have...
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Amber

Great Week, Landed an Interview

June 11th, 2022 at 03:53 AM by Amber

This was a pretty good week, here are my wins. I finished another article for $100 in gift cards, just waiting on the editor to review. I still haven’t received payment for my last article which is weird so I’ll reach out to them. I’m trying to complete as many articles as possible so I don’t have to use cash for anything.
 
I removed and trashed a few items from the attic. I’d put this on hold because I’m so disgusted. My sister has a...
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mumof2

daily musings

June 11th, 2022 at 03:49 AM by mumof2

Well got the yard mowed and the dog likes it better..he doesn't get so cold...our neighbour quite often when he is doing his yard work will mow and edge our yard...without asking...he is great like that...and quite often I will make banana bread so always end up with 2 or 3 so will always take them 1-2 of them..they have 3 girls...they came over yesterday to say thankyou for the banana bread...and to let us know they will be going away for a month at the end of june they are going...
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End of School Year

June 11th, 2022 at 12:13 AM by Monkey Mama

DL(16) has had more interest in clothes/style in recent years.  He's been completely fine with Ross/Marshalls.  But when he bought a sweater online for $50, I told him he really needed to go thrift shopping.  Shortly after that, the topic just randomly came up at work and my co-worker told me the name of some shops that are good for teens/boys. 
We ended up going last weekend.  Half the places were closed on Sunday.  But he really liked the first...
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CB in the City

A Garage Sale, and Sam's

June 10th, 2022 at 09:34 PM by CB in the City

Yesterday, when I was out walking, I ran into a garage sale. I ended up buying a box of dishes for $10, and a Delft vase for $5. I was only interested in some of the dishes, but the owner wanted to offload the whole box. $10 was a good price for what was in there. I added sixteen bowls to my set, mostly the small fruit bowls, which I really needed. Yes! I am passing along seven other pieces to Goodwill.
Today I went to Sam's and spent $6 on hamburger buns and raspberries, and...
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mumof2

finally a day I can mow...hopefully

June 10th, 2022 at 12:47 AM by mumof2

It has rained here everyday for 2.5 weeks...don't ever remember it raining like this here before...tomorrow we are suppose to have a cloudy day but no rain so hopefully I can mow the grass...its almost up to ur knees...and the dog hates it as he is little and it makes him cold and wet..I'm just hoping it's not to wet to cut but its the only dry day till wednesday then more rain for another week...which is great we need rain..but on the other hand it makes everything grow really...
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My English Castle

Welcome Sunshine

June 9th, 2022 at 05:51 PM by My English Castle

After almost 3" of rain yesterday, I'm happy to see the sunshine.  My garden was looking a little tired of the wet too.
I have some errands, including a birthday gift for DH and plenty of grading to do.  Online classes-bleah.  Summer online classes-double bleah. but only a bit over two weeks to go.  I'm eager to get into serious decluttering and planning, but too much grading hovering over my head.  Soon!
DD is in Rome now, and they've had a great time. ...
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CB in the City

Was It Really Only a Year Ago?

June 9th, 2022 at 03:14 PM by CB in the City

My Best Buy service plan/Webroot subscription just renewed. It must have been one year ago that I bought it after falling for a scam and getting lots of malware installed on my computer. I can't believe it was only a year ago. What a nightmare that was! It seems I made it through -- so far-- with no ill effects.
It will cost $200 for another year of service. I'll see how it goes -- but right now I'm feeling that it paid for itself and I am enjoying the peace of mind. It's there...
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mumof2

Don't think we will ever buy a house!!

June 9th, 2022 at 03:53 AM by mumof2

I have been doing our budget for 2023...we are trying to save for a house deposit but housing prices are sky rocketing...seriously I don't know how anyone here will be able to buy a house again...rents have sky rocketed..we pay a high rent already for a house that isn't worth it...we have been looking at other rentals but they are worth the money or the moving expenses either. We want to stay within 30 mins of this area as it has all our specialists/doctors etc. Most houses here...
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Surfacing

June 9th, 2022 at 01:15 AM by Lucky Robin

I realized I haven't posted since May, so thought I'd surface for a little bit.  My autoimmune stuff has been kicking my butt lately, probably because I have been pushing too hard to get stuff done.  And the spring head cold, which was brutal.  And now I'm going through caffeine withdrawal, day 2, so you can imagine I'm not thrilled with life.  But I am trying to keep a postive attitude.
DH and I got the rest of the seed potatoes in.  I wish we could put...
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Brunette Getting Out of Debt

Starbucks Habit

June 8th, 2022 at 06:30 PM by Brunette Getting Out of Debt

One good thing that came out of the pandemic for me was kicking the Starbucks habit.
Before the pandemic, I only had Starbucks as a treat.
At least that is what I told myself and anybody else who asked.
However, after 2+ years of Covid, I see that in reality, Starbucks had become part of my routine. I went every Monday and every Friday and the occasional weekend trip when we would walk there or head there on our way out of town somewhere.
I routinely added $100 a month to my...
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Amber

Positive Net Worth

June 8th, 2022 at 04:27 AM by Amber

Finally closed my books and I was right, I went way over in the travel category last month due to poor planning. I can't beat myself up over spilled milk, I just have to make adjustments, primary adjustment, be involved in the planning whenever there is a trip. 
Other than that, I either broke even or came in under budgeted. There were a few unexpected home repairs, it happens and I was able to pay all expenses  in cash. I decided to run a few more reports and found...
[ Read More ]

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